193 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 193 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1975
Lot Size	1.12 acres (48,788 sqft)
Owner	2 Company Names on Record
Last Sale	$253,000 (Sep 2013)
Tax Bill	$5,774 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0036 P:38`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0036 P:38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	1,228 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,788 sqft (1.12 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	193 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4030
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	193 PUTNAM HILL RD, SUTTON, MA 01590-1118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 29, 2018	Deed of Trust, Mortgage · FHA Mortgage M&T BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Book / Page	51560 / 25
Last Transfer Date	Jan 15, 2025
Transfer Doc	0071601-13
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	193 PUTNAM HILL RD, SUTTON, MA 01590-1118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067706-19
Date	Jun 6, 2022
Book Page	67706/19
Instrument	61536

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	193 PUTNAM HILL RD, SUTTON, MA 01590-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59027-45
Date	Jun 29, 2018
Book Page	59027/45
Instrument	65505

Lender

Name	M&T BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,774.00 (+0.57%)	$499,900 (+4.67%) Land $181,800 Building $318,100	$557,023 (+14.65%)
2025	$5,741.00 (-2.11%)	$477,600 (+3.26%) Land $167,200 Building $310,400	$485,830 (+16.73%)
2024	$5,865.00 (+12.12%)	$462,500 (+22.45%) Land $160,100 Building $302,400	$416,195
2023	$5,231.00	$377,700 Land $144,600 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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