193 Prospect St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 193 Prospect St, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,910 sqft · built 1920
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$103,200 (Dec 2018)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:R16 L:038`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:R16 L:038`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	3,298 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	193 PROSPECT ST
City	LANCASTER
State	NH
Zip	03584-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-AGR
Legal Lot Number	38
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2033
Census Tract	950500

Owner

Source: Coos County and Lancaster Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	193 PROSPECT ST, LANCASTER, NH 03584-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 11, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Document Number	20185374
Deed Book / Page	1502 / 874
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	193 PROSPECT ST, LANCASTER, NH 03584-3222
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1584-907
Date	Nov 15, 2021
Book Page	1584/907
Instrument	2106450

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Dec 11, 2018
Property Address	193 PROSPECT ST, LANCASTER, NH 03584-3222
Document Number	0015020874
Book / Page	001502 / 000874
Instrument Date	Dec 7, 2018
Instrument	1805374
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ALPINE TITLE SERVICES INC, ALPINE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MAPLE ST BETHLEHEM NH 035744116, BETHLEHEM, NH 03574-4116

Mortgage

Document Number	15020876
Date	Dec 11, 2018
Book Page	001502/000876
Instrument	1805375

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, OH 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Coos County and Lancaster Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00 (+9.26%)	$166,300 (-0.54%) Land $39,900 Building $126,400
2024	$3,207.00 (+10.82%)	$167,200 (-) Land $39,900 Building $127,300	$178,505
2023	$2,894.00 (+14.57%)	$167,200 (+60.77%) Land $39,900 Building $127,300
2022	$2,526.00	$104,000 Land $21,600 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Netafy.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures