Passaic County and Wayne Township property record for 193 Pines Lake Dr E, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,774 sqft · built 1933 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,001 (Jun 2022) |
| Tax Bill | $11,576 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04609-0000-00001 |
| Primary APN | 14-04609-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,774 sqft Living Area |
|---|
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Old Parcel Number | 1400668000000001A |
|---|---|
| Street Address | 193 PINES LAKE DR E |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4609 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Aug 21, 2018 | Grant Deed, Transfer TITLE AGENCY/NEW JERSEY |
| Mar 12, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on Record |
| Deed Sale | Jun 9, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 202230402 |
| Deed Book / Page | 4328 / 9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 27, 2026 |
| Property Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Document Number | 0000017962 |
| Book / Page | 19958 / 137 |
| Instrument Date | May 6, 2026 |
| Instrument | 202617962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Document Number | 0000017962, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 19958/137 |
| Instrument | 202617962 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000036537 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | M19633/51 |
| Instrument | 2025036537 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 21, 2018 |
| Property Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Document Number | 0000037948 |
| Book / Page | 003383 / 000211 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 37948 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | TITLE AGENCY/NEW JERSEY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 193 PINES LAKE DR E WAYNE NJ 074705006, WAYNE, NJ 07470-5006 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 12, 2018 |
| Property Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Document Number | 0000011773 |
| Book / Page | D3265 / 0143 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018011773 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 HUMMINGBIRD DR, 104, 08960 |
| Name | Verified Name |
|---|---|
| Address | 193 PINES LAKE DR E, WAYNE, NJ 07470-5006 |
| Document Number | 0000011774 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018011774 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,000 (-) Land $121,800 Building $71,200 | $193,000 (-) Land $121,800 Building $71,200 | |
| 2025 | $11,576.00 (+0.87%) | $193,000 (-) Land $121,800 Building $71,200 | $193,000 (-) Land $121,800 Building $71,200 |
| 2024 | $11,476.00 (+5.17%) | ||
| 2023 | $193,000 Land $121,800 Building $71,200 | $193,000 Land $121,800 Building $71,200 | |
| 2022 | $10,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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