193 Navigation Cir, Osprey, FL 34229 Property Records

Sarasota County property record for 193 Navigation Cir, Osprey, FL 34229

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,430 sqft · built 2015
OwnerIndividual Name on Record
Last Sale$375,000 (Dec 2021)
Tax Bill$3,143 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2018 Sale
APN0147-08-1043

Property Details

APN / Parcel Number

Primary APN0147-08-1043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
View / LotLake
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address193 NAVIGATION CIR
CityOSPREY
StateFL
Zip34229-8801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF3
Legal DescriptionUNIT 105, BLDG 7, BAY STREET VILLAGE
Legal Range20E
Legal Township39S
Legal Section26
Legal SubdivisionBAY STREET VILLAGE
Legal Tract8576
Legal Block1
Legal Lot Number105
Legal Unit105
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3007
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5750 HYDRANGEA CIR, SARASOTA, FL 34238-5150
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Warranty Deed, Transfer · Conventional Mortgage
DOLLAR BANK FSB
Nov 19, 2018Warranty Deed, Transfer
COASTAL SECURITY TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Prior SaleNov 19, 2018 · Amount on Record
Deed Document Number2021226246
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateDec 17, 2021
Property Address193 NAVIGATION CIR, OSPREY, FL 34229-8801
Document Number0000226246
Map ReferenceDOC 2015018471
Instrument DateDec 17, 2021
Instrument2021226246
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyCOASTAL SECURITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address193 NAVIGATION CIR # 105, 105, OSPREY, FL 34229-8801

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address308 WALNUT ST, IRWIN, PA 15642-3530

Mortgage

Document Number0000226247
DateDec 17, 2021
Instrument2021226247
Lender
NameDOLLAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateNov 19, 2018
Property Address193 NAVIGATION CIR, OSPREY, FL 34229-8801
Document Number0000151084
Instrument DateNov 15, 2018
Instrument151084
Transaction TypeTransfer
Record UpdatedDec 3, 2018
Title CompanyCOASTAL SECURITY TITLE INC

Transaction

AmountAmount Recorded
Tax$1,820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address193 NAVIGATION CIR OSPREY FL 342298801, OSPREY, FL 34229-8801

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,143.00 (-23.27%)$274,000 (-11.7%) Building $274,000$274,000 (-11.7%) Building $274,000
2023$4,096.00 (+1.14%)$310,300 (+1.31%) Building $310,300$310,300 (+1.31%) Building $310,300
2022$4,050.00$306,300 Building $306,300$306,300 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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