193 Monarch Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 193 Monarch Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,887 sqft · built 1960
Lot Size	0.29 acres (12,624 sqft)
Owner	Company Name on File
Last Sale	$208,000 (Jun 2026)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`O68-00146-0003`

Property Details

APN / Parcel Number

Primary APN	`O68-00146-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,887 sqft Living Area
Gross Area	3,699 sqft
1st Floor Area	1,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	12,624 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	32 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	193 MONARCH RD
City	DAYTON
State	OH
Zip	45458-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	316 SON 2 SEC 2
Legal Subdivision	SON 2
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2021
Census Tract	40403

Owner

193 Monarch Rd is owned by a company that bought it in June 2026.

Source: Montgomery County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1616 E 3RD ST, DAYTON, OH 45403-1823
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 16, 2026	Fiduciary Deed, Transfer · Construction Mortgage RFLF 5 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Deed Document Number	202635960
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	193 MONARCH RD, DAYTON, OH 45458-2219
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 MONARCH RD, CENTERVILLE, OH 45458-2219

Mortgage

Document Number	0000053663
Date	Jul 16, 2021
Instrument	2021-00053663

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 17, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 16, 2026
Property Address	193 MONARCH RD, DAYTON, OH 45458-2219
Document Number	0000035960
Instrument Date	May 29, 2026
Instrument	202635960
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1616 E 3RD ST, DAYTON, OH 45403-1823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035961,
Date	Jun 16, 2026
Instrument	202635961

Lender

Name	RFLF 5 LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 193 Monarch Rd was $3,832.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00	$70,470 Land $13,680 Building $56,790	$201,360 Land $39,090 Building $162,270
2024	$3,832.00 (+7.43%)
2023	$3,567.00 (+4.05%)	$70,470 (+27.06%) Land $13,680 Building $56,790	$201,360 Land $39,090 Building $162,270
2022	$3,428.00	$55,460 Land $10,770 Building $44,690
2020			$158,470 Land $30,780 Building $127,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 193 Monarch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Monarch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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