193 Metcalfe Ln, Lumber Bridge, NC 28357 Property Records

Hoke County property record for 193 Metcalfe Ln, Lumber Bridge, NC 28357

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,953 sqft · built 2017
Lot Size	10.7 acres (470,012 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2017)
Tax Bill	$3,401 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`794630001082`

Property Details

APN / Parcel Number

Primary APN	`794630001082`
Alternative APN	`239030`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,953 sqft Living Area
1st Floor Area	2,494 sqft
Upper Floors Area	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	470,012 sqft (10.7 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	339 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	239030
Street Address	193 METCALFE LN
City	LUMBER BRIDGE
State	NC
Zip	28357-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 WOODSTONE ESTATES II 4-95/7 MH FOR STORAGE
Legal Township	07
Legal Section	94
Legal Subdivision	WOODSTONE ESTATES
Jurisdiction	HOKE NC
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1024
Census Tract	970401

Owner

193 Metcalfe Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Hoke County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	193 METCALFE LN, LUMBER BRIDGE, NC 28357-5002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Feb 6, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTH BANK
Aug 11, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	20174844
Deed Book / Page	1202 / 435
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	193 METCALFE LN, LUMBER BRIDGE, NC 28357-5002
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001350/310
Date	Dec 21, 2020
Book Page	1350/310
Instrument	10208

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	193 METCALFE LN, LUMBER BRIDGE, NC 28357-5002
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01183/0536
Date	Feb 6, 2017
Book Page	1183/0536
Instrument	00730

Lender

Name	FIRST SOUTH BANK
Type	Bank
Address	WASHINGTON, NC 27889

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Aug 11, 2017
Property Address	193 METCALFE LN, LUMBER BRIDGE, NC 28357-5002
Document Number	01202/0435
Book / Page	1202 / 0435
Map Reference	CAB 4 SL 4-95
Instrument Date	Aug 10, 2017
Instrument	04844
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 CORPORATE CENTER DR STE 100, 8000, CHARLOTTE, NC 28226-4209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 METCALFE LN, LUMBER BRIDGE, NC 28357-5002
Investor	Possibly a Property Investor

Mortgage

Document Number	01202/0437
Date	Aug 11, 2017
Book Page	1202/0437
Instrument	04845

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 193 Metcalfe Ln was $3,401.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,401.00	$439,180 (-) Land $63,840 Building $375,340	$439,180 (-) Land $63,840 Building $375,340
2025	$3,401.00	$439,180 Land $63,840 Building $375,340	$439,180 Land $63,840 Building $375,340
2023		$439,180 Land $63,840 Building $375,340	$439,180 (-) Land $63,840 Building $375,340
2022	$3,401.00		$439,180 Land $63,840 Building $375,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Metcalfe Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Metcalfe Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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