Suffolk County and Smithtown Town property record for 193 Maple Dr, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,938 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 36.-2-30 |
| Primary APN | 473489 36.-2-30 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Account Number | J1115 |
|---|---|
| Street Address | 193 MAPLE DR |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-50526 TC-76 HUBER TO A PT MAPLE DR STEIN |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 193 MAPLE DR, SAINT JAMES, NY 11780-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · ARM TEACHERS FCU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit TEACHERS FED'L CU |
| Jan 24, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI TEACHERS FED'L CU |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 193 MAPLE DR, SAINT JAMES, NY 11780-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231470940 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 23147/940 |
| Instrument | DL013092 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Feb 1, 2025 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 193 MAPLE DR, SAINT JAMES, NY 11780-2011 |
| Document Number | 0232010435 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 193 MAPLE DR ST JAMES NY 117802011, ST JAMES, NY 11780-2011 |
| Document Number | 0232010435 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 023201/000435 |
| Name | TEACHERS FED'L CU |
|---|---|
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 193 MAPLE DR, SAINT JAMES, NY 11780-2011 |
| Document Number | 0231470941 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 193 MAPLE DR ST JAMES NY 117802011, ST JAMES, NY 11780-2011 |
| Document Number | 0231470941 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 023147/000941 |
| Name | TEACHERS FED'L CU |
|---|---|
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 193 MAPLE DR, SAINT JAMES, NY 11780-2011 |
| Document Number | 0228420594 |
| Book / Page | 022842 / 000594 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 193 MAPLE DR ST JAMES NY 117802011, ST JAMES, NY 11780-2011 |
| Document Number | 0228420594 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 022842/000594 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 10, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,457 (-) Land $350 Building $5,107 | $682,125 (+10,775.72%) Land $43,750 Building $638,375 | |
| 2024 | $12,938.00 | ||
| 2023 | $5,457 Land $350 Building $5,107 | $6,272 Land $402 Building $5,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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