Caldwell County property record for 193 Main St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 1949 |
| Lot Size | 1.74 acres (76,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,749 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 10 1 10 |
| Primary APN | 03 10 1 10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Heated Area |
| Gross Area | 3,183 sqft |
| 1st Floor Area | 1,452 sqft |
| Attic | Attic |
| Attic Area | 580 sqft |
| Basement Area | 363 sqft |
| Unfinished Basement | 363 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 76,038 sqft (1.74 acres) |
| Lot Dimensions | 437 ft deep x 174 ft wide |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 125759 |
|---|---|
| Street Address | 193 MAIN ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1537 PG 1535 YR 05 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 30400 |
193 Main St is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 MAIN ST, HUDSON, NC 28638-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 193 MAIN ST, HUDSON, NC 28638-2135 |
| Document Number | 0010016646 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 193 MAIN ST HUDSON NC 286382135, HUDSON, NC 28638-2135 |
| Document Number | 0010016646 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 001930/000096 |
| Instrument | 10016646 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2047 |
The 2026 property tax bill for 193 Main St was $1,749, down 3.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,749.00 (-3.8%) | $278,100 (-) Land $23,200 Building $254,900 | |
| 2025 | $1,818.00 | $278,100 Land $23,200 Building $254,900 | $278,100 Land $23,200 Building $254,900 |
| 2023 | $154,300 (-) Land $23,200 Building $131,100 | $154,300 (-) Land $23,200 Building $131,100 | |
| 2022 | $1,197.00 | $154,300 Land $23,200 Building $131,100 | $154,300 Land $23,200 Building $131,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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