193 Lamego Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 193 Lamego Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 2022
Lot Size	0.21 acres (9,147 sqft)
Owner	Company Name on Record
Last Sale	$630,700 (Dec 2022)
Tax Bill	$8,047 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`073432-0890`

Property Details

APN / Parcel Number

Primary APN	`073432-0890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,216 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	193 LAMEGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	113/49-53 MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1 REPLAT LOT 89 OR5684/868 & 5864/1684(Q/C)
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1
Legal Phase	2A
Legal Block	1
Legal Lot Number	89
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 1, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 22, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Oct 1, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	2022114964
Deed Book / Page	5684 / 868
Last Transfer Date	Dec 1, 2023
Transfer Doc	0058641684
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664

Mortgage

Document Number	0057521909
Date	May 8, 2023
Book Page	5752/1909
Instrument	2023034626

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 1, 2023
Property Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664
Document Number	0058641684
Book / Page	5864 / 1684
Map Reference	MB 102 PG 49-61
Instrument Date	Dec 1, 2023
Instrument	2023093670
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 LAMEGO LN, ST AUGUSTINE, FL 32095-1664

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	193 LAMEGO LN, ST AUGUSTINE, FL 32095-1664

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2022
Property Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664
Document Number	0056840868
Book / Page	5684 / 868
Map Reference	MB 102 PG 49-61
Instrument Date	Dec 22, 2022
Instrument	2022114964
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,414.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664

Mortgage

Document Number	0005684870
Date	Dec 22, 2022
Instrument	5684/870

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 1, 2021
Property Address	193 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1664
Document Number	0053840084
Book / Page	5384 / 84
Map Reference	MB 102 PG 49-61
Instrument Date	Sep 28, 2021
Instrument	2021107589
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1548 THE GREENS WAY # WAY6, WAY6, JACKSONVILLE BEACH, FL 32250-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 600369, SAINT JOHNS, FL 32260-0369
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,674 (+2.7%)	$554,490 (+3.29%) Land $125,000 Building $429,490
2025	$8,047.00 (+5.04%) Homeowner's exemption	$350,218 (+2.9%)	$536,806 (-1.58%) Land $125,000 Building $411,806
2024	$7,661.00 (+6.28%) Homeowner's exemption	$340,348 (+7.86%)	$545,418 (+12.44%) Land $125,000 Building $420,418
2023	$7,208.00 (+113.57%) Homeowner's exemption	$315,551 (+302.49%)	$485,088 (+518.73%) Land $80,000 Building $405,088
2022	$3,375.00	$78,400	$78,400 Land $78,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Xfinity.

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