193 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 193 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1940
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Aug 2023 Refinance Apr 2026 Line of Credit + 3 more
APN	`ANDO M:0043 B:0048 L:000221`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0043 B:0048 L:000221`
Alternative APNs	`ADVR M:0043 B:0048 L:000221` `1459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	3,204 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1459
Street Address	193 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	48
Legal Lot Number	221
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1008
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 LAKE RD, ANDOVER, CT 06232-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Apr 15, 2026	Quit Claim Deed, Transfer · Line of Credit LOANDEPOT.COM LLC
Nov 7, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KEY BANK NA
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 9, 2026
Transfer Doc	000148-773
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	193 LAKE RD, ANDOVER, CT 06232-1549
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000143-837
Date	Aug 8, 2023
Book Page	143/837
Instrument	258

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER CT
Recording Date	Apr 15, 2026
Property Address	193 LAKE RD, ANDOVER, CT 06232-1549
Document Number	000148-773
Book / Page	148 / 773
Instrument Date	Apr 9, 2026
Instrument	2026114
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Apr 15, 2026

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	193 LAKE RD, ANDOVER, CT 06232-1549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	134-943
Date	Nov 7, 2019
Book Page	134/943

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	193 LAKE RD, ANDOVER, CT 06232-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	131-346
Date	Mar 22, 2018
Book Page	131/346

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate	5.74%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	193 LAKE RD, ANDOVER, CT 06232-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	134-933
Date	Nov 7, 2019
Book Page	134/933

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00	$155,190 (-) Land $37,730 Building $117,460	$108,633 Land $26,411 Building $82,222
2024	$4,902.00 (+0.95%)
2023	$4,856.00 (-1.94%)	$155,190 (-) Land $37,730 Building $117,460
2022	$4,952.00	$155,190 Land $37,730 Building $117,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures