Monroe County property record for 193 la Paloma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,485 sqft · built 1985 |
| Lot Size | 0.139 acres (6,060 sqft) |
| Owner | Trust Name on File |
| Last Sale | $389,900 (Jun 2015) |
| Tax Bill | $6,139 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00546860-000000 |
| Primary APN | 00546860-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Attic | Attic |
| Attic Area | 1,133 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,060 sqft (0.139 acres) |
| Lot Dimensions | 101 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Carport |
| Garage Area | 1,133 sqft |
| Carport | Carport |
| Carport Area | 1,133 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 608 sqft |
| Patio Area | 232 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1670341 |
|---|---|
| Street Address | 193 LA PALOMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 15 WINSTON WATERWAYS 2 PB5-29 KEY LARGO OR499-25 OR672-413 OR811-1904 OR818-483 OR818-485 OR818-487 OR818-489 OR904-994 OR1602-1122R/S OR1605-1191L/E OR1658-901/02 OR1658-903/04 OR1665-378/80 OR1665-381/82 OR1665-383/84 OR2174-617/18 OR2718-1 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
193 la Paloma Rd is held in a trust since June 2015.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4011 TOLEDO ST, CORAL GABLES, FL 33146-1253 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on File |
| Deed Sale | Jun 12, 2015 · Amount on File |
| Prior Sale | Dec 24, 2014 |
| Deed Document Number | 20152033099 |
| Deed Book / Page | 2745 / 1351 |
| Transfer Doc | 1658000901 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $904,721 Land $673,751 Building $230,970 | $904,721 Land $673,751 Building $230,970 | |
| 2024 | $6,139.00 (+6.23%) | ||
| 2023 | $5,779.00 (+13.18%) | $809,256 (+11.97%) Land $590,305 Building $218,951 | $809,256 (+11.97%) Land $590,305 Building $218,951 |
| 2022 | $5,106.00 | $722,719 Land $503,768 Building $218,951 | $722,719 Land $503,768 Building $218,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 la Paloma Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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