193 Kirk Lane Dr, Troy, MI 48084 Property Records

Oakland County property record for 193 Kirk Lane Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,579 sqft · built 1956
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-21-277-001`

Property Details

APN / Parcel Number

Primary APN	`88-20-21-277-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft
Basement Area	1,579 sqft
Unfinished Basement	1,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	255 ft deep x 95 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	193 KIRK LANE DR
City	TROY
State	MI
Zip	48084-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 21 TROY MEADOWS SUB LOT 42
Legal Range	11E
Legal Township	2N
Legal Section	21
Legal Subdivision	TROY MEADOWS SUB
Legal Lot Number	42
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	196900

Owner

193 Kirk Lane Dr is owned and occupied by an individual who acquired it in March 1999.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	193 KIRK LANE DR, TROY, MI 48084-1760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 1999
Deed Sale	Mar 9, 1999
Prior Sale	Jun 26, 1997
Prior Transfer Date	Jun 4, 1997
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	193 KIRK LANE DR, TROY, MI 48084-1760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 KIRK LANE DR, TROY, MI 48084-1760

Mortgage

Document Number	0000243839
Date	Nov 18, 2020
Book Page	55199/752
Instrument	243839

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	193 KIRK LANE DR, TROY, MI 48084-1760
Document Number	0000073701
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 KIRK LANE DR TROY MI 480841760, TROY, MI 48084-1760

Mortgage

Document Number	0000073701
Date	May 13, 2019
Book Page	052820/000658
Instrument	73701

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	193 KIRK LANE DR, TROY, MI 48084-1760
Document Number	0000005508
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 KIRK LANE DR TROY MI 480841760, TROY, MI 48084-1760

Mortgage

Document Number	0000005508
Date	Jan 9, 2019
Book Page	052498/000290
Instrument	5508

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 193 Kirk Lane Dr was $2,044 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00
2023			$219,500
2022	$2,125.00	$109,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Kirk Lane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Kirk Lane Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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