193 Kearkuff Rd, Benton, PA 17814 Property Records

Columbia County property record for 193 Kearkuff Rd, Benton, PA 17814

Property Summary

Property Type	Rural Home
Details	1,864 sqft · built 1900
Lot Size	118 acres (5,140,080 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Sep 2019)
Tax Bill	$6,957 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32,08-002-00,000`

Property Details

APN / Parcel Number

Primary APN	`32,08-002-00,000`

Interior

Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,140,080 sqft (118 acres)

Location & Zoning

Street Address	193 KEARKUFF RD
City	BENTON
State	PA
Zip	17814-7636
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	COLUMBIA PA
Township / Civil Division	SUGARLOAF
Census Block Group	2
Census Block	2012
Census Tract	50100

Owner

193 Kearkuff Rd, a rural home, is owned and occupied by an individual who bought it in September 2019.

Source: Columbia County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	193 KEARKUFF RD, BENTON, PA 17814-7636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 9, 2019	Deed, Transfer · ARM CITIZENS & NORTHERN BANK
Mar 18, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COLUMBIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Jul 21, 1989 · Amount on File
Deed Document Number	20196959
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	193 KEARKUFF RD, BENTON, PA 17814-7636
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 KEARKUFF RD, BENTON, PA 17814-7636

Mortgage

Document Number	0000000252
Date	Jan 12, 2026
Instrument	202600252

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Sep 9, 2019
Property Address	193 KEARKUFF RD, BENTON, PA 17814-7636
Document Number	0000006959
Instrument Date	Aug 29, 2019
Instrument	201906959
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,771.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 BAPTIST RD, 3410, TANEYTOWN, MD 21787-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	169 SAGE DR, READING, PA 19608-9526

Mortgage

Document Number	0000006960
Date	Sep 9, 2019
Instrument	201906960

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.13%
Index	1-Year LIBOR
Max Rate	10.1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	193 KEARKUFF RD, BENTON, PA 17814-7636
Document Number	0000002361
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 KEARKUFF RD BENTON PA 178147636, BENTON, PA 17814-7636

Mortgage

Document Number	0000002361
Date	Mar 28, 2017
Instrument	2361

Lender

Name	FIRST COLUMBIA BK&TR
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 193 Kearkuff Rd was $6,957.

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
County Subdivision	Sugarloaf Township
Unified School District	Benton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,957.00	$70,541
2024	$6,195.00 (+7.89%)	$70,541 (-) Land $48,053 Building $22,488
2023	$5,742.00	$70,541 Land $48,053 Building $22,488
1992			$141,081 Land $96,106 Building $44,975
1974			$141,081 Land $96,106 Building $44,975

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 193 Kearkuff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Kearkuff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket.

Cell Coverage

5G (outdoors only) and 4G LTE

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