Carter County property record for 193 Hamilton Rd, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1995 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $114 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-00-00-078.01 |
| Primary APN | 074-00-00-078.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 154,638 sqft (3.55 acres) |
| Account Number | 7292 |
|---|---|
| Street Address | 193 HAMILTON RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 3.55 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 960500 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1154, GRAYSON, KY 41143-5154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 193 HAMILTON RD, GRAYSON, KY 41143-7203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1154, GRAYSON, KY 41143-5154 |
| Document Number | 000503/345 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 503/345 |
| Instrument | 567899 |
| Name | CITIZENS BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | PAINTSVILLE, KY 41240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.8% |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114.00 (-17.99%) | $62,500 (-) | $62,500 (-) |
| 2023 | $139.00 Homeowner's exemption | $62,500 | $62,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2002–2012) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jul 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2020 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
May also be available: Verizon.
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