193 Hagans Rd, Morgantown, WV 26501 Property Records

Monongalia County property record for 193 Hagans Rd, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1998
Lot Size	0.481 acres (20,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,000 (Jul 2017)
Tax Bill	$573 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-0047.0017`

Property Details

APN / Parcel Number

Primary APN	`07-17-0047.0017`
Alternative APN	`31-07-17-0047.0017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	2,880 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,952 sqft (0.481 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	193 HAGANS RD
City	MORGANTOWN
State	WV
Zip	26501-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.481 AC SUR BIG INDIAN CREEK (FLOOD AREA)
Legal Subdivision	SUR BIG INDIAN CREEK
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	5
Census Block	5016
Census Tract	11300

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 HAGANS RD, MORGANTOWN, WV 26501-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Jul 17, 2017	Grant Deed, Transfer · Conventional with PMI FAIRMONT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2017692300
Deed Book / Page	1594 / 407
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	0000364127
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	193 HAGANS RD, MORGANTOWN, WV 26501-5813
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967078
Date	Sep 19, 2025
Book Page	2666/567
Instrument	967078

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	193 HAGANS RD, MORGANTOWN, WV 26501-5813
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	814608
Date	Feb 1, 2021
Book Page	2414/219
Instrument	814608

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	193 HAGANS RD, MORGANTOWN, WV 26501-5813
Document Number	0000774385
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 HAGANS RD MORGANTOWN WV 265015813, MORGANTOWN, WV 26501-5813

Mortgage

Document Number	0000774385
Date	Oct 17, 2019
Book Page	002317/000175
Instrument	774385

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jul 17, 2017
Property Address	193 HAGANS RD, MORGANTOWN, WV 26501-5813
Document Number	0000692300
Book / Page	001594 / 000707
Instrument Date	Jun 21, 2017
Instrument	692300
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 EVERETTVILLE SCHOOL RD MORGANTOWN WV 265017816, MORGANTOWN, WV 26501-7816

Mortgage

Document Number	692301
Date	Jul 17, 2017
Book Page	002193/000607
Instrument	692301

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2032

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$573.00 (+0.88%)	$53,700 (+0.9%) Land $17,220 Building $36,480	$89,500 (+0.9%) Land $28,700 Building $60,800
2025	$568.00 (-1.73%)	$53,220 (-1.66%) Land $17,220 Building $36,000	$88,700 (-1.66%) Land $28,700 Building $60,000
2023	$578.00 (+5.67%)	$54,120 (+1.23%) Land $17,220 Building $36,900	$90,200 (+1.23%) Land $28,700 Building $61,500
2022	$547.00	$53,460 Land $17,220 Building $36,240	$89,100 Land $28,700 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PAW ROUTE 19 PSD serves 1,257 people · EPA ID WV3302518
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Mar 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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