Saginaw County property record for 193 E Gloucester Dr, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Oct 2024) |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2023 Document |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-4131-000 |
| Primary APN | 28-12-3-27-4131-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 193 E GLOUCESTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 31 GRATIOT ROAD SUB-DIV. A PART OF E 1/2 OF SE 1/4 SEC 27 T12N R3E *ACT 135 ENERGY EXEMPTION CERT. NO. 82-2125 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | GRATIOT ROAD SUB |
| Legal Lot Number | 31 |
| Legal Unit | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 12003 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2215 COOPER AVE, SAGINAW, MI 48602-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Mar 30, 2023 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on Record |
| Deed Sale | Oct 16, 2024 · Amount on Record |
| Prior Sale | Mar 30, 2023 · Amount on Record |
| Deed Document Number | 202423393 |
| Prior Transfer Date | Mar 23, 2023 |
| Prior Transfer Doc | 0000005950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 30, 2023 |
| Property Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000005951 |
| Map Reference | LB 7 PG 48 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023005951 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Name | Verified Name |
|---|---|
| Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000005952 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023005952 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Jurisdiction | SAGINAW MI |
|---|---|
| Recording Date | Mar 30, 2023 |
| Property Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000005950 |
| Map Reference | LB 7 PG 48 |
| Instrument Date | May 2, 2014 |
| Instrument | 2023005950 |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Name | Verified Name |
|---|---|
| Address | 193 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,100 (+24.51%) | $140,200 (+24.51%) | |
| 2025 | $655.00 (-63.99%) Homeowner's exemption | ||
| 2023 | $56,300 | $112,600 | |
| 2022 | $1,819.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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