193 E Gloucester Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 193 E Gloucester Dr, Saginaw, MI 48609

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,232 sqft · built 1958
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Oct 2024)
Tax Bill$655 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2023 Document
Flood ZoneZone X (minimal risk)
APN28-12-3-27-4131-000

Property Details

APN / Parcel Number

Primary APN28-12-3-27-4131-000

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address193 E GLOUCESTER DR
CitySAGINAW
StateMI
Zip48609-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 31 GRATIOT ROAD SUB-DIV. A PART OF E 1/2 OF SE 1/4 SEC 27 T12N R3E *ACT 135 ENERGY EXEMPTION CERT. NO. 82-2125
Legal Range03E
Legal Township12N
Legal Section27
Legal SubdivisionGRATIOT ROAD SUB
Legal Lot Number31
Legal Unit31
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group3
Census Block3028
Census Tract12003

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2215 COOPER AVE, SAGINAW, MI 48602-4831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 30, 2023

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleMar 30, 2023 · Amount on Record
Deed Document Number202423393
Prior Transfer DateMar 23, 2023
Prior Transfer Doc0000005950
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMar 30, 2023
Property Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428
Document Number0000005951
Map ReferenceLB 7 PG 48
Instrument DateMar 29, 2023
Instrument2023005951
Transaction TypeTransfer
Record UpdatedApr 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428

Mortgage

Document Number0000005952
DateMar 30, 2023
Instrument2023005952
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

March 2023:

JurisdictionSAGINAW MI
Recording DateMar 30, 2023
Property Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428
Document Number0000005950
Map ReferenceLB 7 PG 48
Instrument DateMay 2, 2014
Instrument2023005950
Record UpdatedApr 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 E GLOUCESTER DR, SAGINAW, MI 48609-9428

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictSwan Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,100 (+24.51%)$140,200 (+24.51%)
2025$655.00 (-63.99%) Homeowner's exemption
2023$56,300$112,600
2022$1,819.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMAS TOWNSHIP
serves 11,931 people · EPA ID MI0006580
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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