193 E 48th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 193 E 48th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1955
Lot Size	0.277 acres (12,080 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Nov 2025)
Tax Bill	$7,873 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0154-116-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-116-11-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,080 sqft (0.277 acres)
Lot Dimensions	151 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	255 sqft
Carport	Carport
Carport Area	255 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	371 sqft
Patio Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	193 E 48TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3718 LOT 60
Legal Subdivision	50M13
Legal Tract	3718
Legal Block	1
Legal Lot Number	60
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1015
Census Tract	4505

Owner

193 E 48th St is owned and occupied by two individuals who bought it in November 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	193 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 24, 2017	Grant Deed, Transfer · Conventional Mortgage ORION LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jan 24, 2017 · Amount on File
Deed Document Number	2025284800
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0000787179
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 19, 2025
Property Address	193 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Document Number	0000284800
Map Reference	MB 50 PG 13
Instrument Date	Nov 7, 2025
Instrument	2025-0284800
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	193 E 48TH ST, SAN BERNARDINO, CA 92404-1211

Mortgage

Document Number	0000284801
Date	Nov 19, 2025
Instrument	2025-0284801

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 24, 2017
Property Address	193 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Document Number	0000032445
Map Reference	MB50 PG13
Instrument Date	Dec 7, 2016
Instrument	2017-0032445
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	193 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032446
Date	Jan 24, 2017
Instrument	2017-0032446

Lender

Name	ORION LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 193 E 48th St was $7,873.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,000 (+61.36%) Land $154,500 Building $360,500
2025	$7,873.00	$319,163 Land $95,749 Building $223,414
2023	$7,429.00 (-0.09%)	$306,769 Land $92,031 Building $214,738
2022	$7,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 193 E 48th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 E 48th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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