193 Davis St, Lancaster, OH 43130 Property Records

Fairfield County property record for 193 Davis St, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1956
Lot Size0.296 acres (12,898 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (May 2006)
Tax Bill$6,162 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-32085-600

Property Details

APN / Parcel Number

Primary APN05-32085-600
Alternative APN
  • 0203 00057

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area1,872 sqft
1st Floor Area1,368 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,898 sqft (0.296 acres)
Lot Dimensions150 ft deep x 86 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces7 Parking Spaces
PorchEnclosed Frame Porch
Porch Area201 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address193 DAVIS ST
CityLANCASTER
StateOH
Zip43130-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIFFORDS ADD LOT 9E 10
Legal SubdivisionSIFFORDS
Legal Lot Number9E
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1021
Census Tract31401

Owner

193 Davis St is owned by an individual who bought it in May 2006.

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
FAIRFIELD FSLA
Jul 21, 2022Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2006 · Amount on File
Deed SaleMay 2, 2006 · Amount on File
Prior SaleFeb 21, 1992 · Amount on File
Deed Document Number200610413
Deed Book / Page1427 / 2662
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address193 DAVIS ST, LANCASTER, OH 43130-1810
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011486
DateJul 27, 2023
Instrument202300011486
Lender
NameFAIRFIELD FSLA
TypeBank
AddressLANCASTER, OH 43130
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2038

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionFAIRFIELD OH
Recording DateJul 21, 2022
Property Address193 DAVIS ST, LANCASTER, OH 43130-1810
Document Number0000015091
Map ReferenceMB 2 PG 10
Instrument DateJul 19, 2022
Instrument202200015091
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015092
DateJul 21, 2022
Instrument202200015092
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,400 Land $29,370 Building $71,030$286,870 Land $83,920 Building $202,950
2024$6,162.00 (+146.97%)
2023$2,495.00$68,550 (-) Land $20,420 Building $48,130
2022$68,550 Land $20,420 Building $48,130$195,850 Land $58,340 Building $137,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 193 Davis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Davis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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