193 Concord St, Dubuque, IA 52003 Property Records

Dubuque County property record for 193 Concord St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,866 sqft · built 1870
Lot Size	0.198 acres (8,632 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2021)
Tax Bill	$3,948 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-376-026`

Property Details

APN / Parcel Number

Primary APN	`10-26-376-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
1st Floor Area	644 sqft
Upper Floors Area	644 sqft
Attic Area	644 sqft
Basement Area	644 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1870
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,632 sqft (0.198 acres)
Lot Dimensions	104 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	288 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	193 CONCORD ST
City	DUBUQUE
State	IA
Zip	52003-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 CONCORD PLACE
Legal Subdivision	BRYANT
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	802

Owner

193 Concord St is owned and occupied by an individual who bought it in May 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Sep 26, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DUPACO CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	2021-00008394
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 24, 2021
Property Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Document Number	0000008394
Instrument Date	May 14, 2021
Instrument	2021-00008394
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 MAIN ST STE 323, 323, DUBUQUE, IA 52001-6946

Mortgage

Document Number	0000008395
Date	May 24, 2021
Instrument	2021-00008395

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 5, 2028
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

Mortgage

Document Number	0000008396
Date	May 24, 2021
Instrument	2021-00008396

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 5, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003978
Date	Apr 11, 2017
Instrument	2017-00003978

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001874
Date	Feb 15, 2017
Instrument	2017-00001874

Lender

Name	US BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2032

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 25, 2019
Property Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Document Number	0000013119
Instrument Date	Oct 10, 2019
Instrument	2019-00013119
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	193 CONCORD ST, DUBUQUE, IA 52003-7119

Mortgage

Document Number	0000013120
Date	Oct 25, 2019
Instrument	2019-00013120

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000013121
Date	Oct 25, 2019
Instrument	2019-00013121

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 26, 2019
Property Address	193 CONCORD ST, DUBUQUE, IA 52003-7119
Instrument Date	Sep 20, 2019
Instrument	11558
Transaction Type	Construction Loan
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 CONCORD ST DUBUQUE IA 520037119, DUBUQUE, IA 52003-7119

Mortgage

Document Number	0000011558
Date	Sep 26, 2019
Instrument	11558

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2020

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,900 Land $44,000 Building $274,900	$318,900 Land $44,000 Building $274,900
2024	$3,948.00
2023		$284,800 (+23.81%) Land $41,900 Building $242,900	$284,800 Land $41,900 Building $242,900
2022	$3,814.00 Homeowner's exemption	$230,030 Land $35,630 Building $194,400
2021			$230,030 Land $35,630 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 193 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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