193 Cole Cir, Bethlehem, GA 30620 Property Records

Barrow County property record for 193 Cole Cir, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1997
Lot Size	0.591 acres (25,764 sqft)
Owner	Individual Name on File
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`XX053A 022`

Property Details

APN / Parcel Number

Primary APN	`XX053A 022`
Alternative APN	`16317`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
Attic Area	200 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,764 sqft
Garage Area	400 sqft
Porch	Open Porch
Porch Area	54 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16317
Street Address	193 COLE CIR
City	BETHLEHEM
State	GA
Zip	30620-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	P.B. 46-113 HORIZON POINTE LOT 22 UNIT 1
Legal Subdivision	HORIZON POINTE
Legal Block	46
Legal Lot Number	22
Legal Unit	1
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3009
Census Tract	180503

Owner

193 Cole Cir is owned and occupied by an individual who acquired it in June 2023.

Source: Barrow County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	193 COLE CIR, BETHLEHEM, GA 30620-2535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
Dec 20, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023
Deed Sale	Jun 26, 2023
Prior Sale	Mar 10, 2016 · Amount on File
Deed Document Number	0002765548
Deed Book / Page	2765 / 548
Record Updated	Jun 8, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Jun 26, 2023
Property Address	193 COLE CIR, BETHLEHEM, GA 30620-2535
Document Number	0000002096
Book / Page	2765 / 548
Instrument Date	Jun 26, 2023
Instrument	2023002096
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 COLE CIR, BETHLEHEM, GA 30620-2535
Investor	Possibly a Property Investor

Mortgage

Document Number	0002765550
Date	Jun 26, 2023
Instrument	2765/550

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BARROW GA
Property Address	193 COLE CIR, BETHLEHEM, GA 30620-2535
Document Number	0021950333
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 COLE CIR BETHLEHEM GA 306202535, BETHLEHEM, GA 30620-2535

Mortgage

Document Number	0021950333
Date	Jan 24, 2019
Book Page	002195/000333

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 193 Cole Cir was $2,651.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00	$109,829 Land $26,800 Building $83,029	$274,573 Land $67,000 Building $207,573
2023	$3,103.00 (+42.14%)	$107,814 (+29.85%) Land $26,800 Building $81,014	$269,535 (+29.85%) Land $67,000 Building $202,535
2022	$2,183.00 Homeowner's exemption	$83,028 Land $22,400 Building $60,628	$207,571 Land $56,000 Building $151,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Cole Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Cole Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARROW COUNTY WATER SYSTEM serves 17,893 people · EPA ID GA0130031
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cole Cir

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