Stephens County property record for 193 Carters Dr, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,307 sqft Heated Area |
| Lot Size | 80,586 sqft (1.85 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,591.00 (2025) |
| Primary APN | 009D 020A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,307 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Area | 441 sqft Garage |
| Lean-To | 720 sqft Lean-To |
| Utility Building | 168 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 544410 |
|---|---|
| Street Address | 193 CARTERS DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3477 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 HWY 123 |
| Legal Subdivision | 0100 - PRIMARY - SF |
| Legal Tract | 1 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | MARTIN-AVALON |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 970401 |
Source: Stephens County records · APN 009D 020A
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 562, TOCCOA, GA 30577-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 193 CARTERS DR, TOCCOA, GA 30577-3477 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 193 CARTERS DR, TOCCOA, GA 30577-3477 |
| Document Number | 0013390000000211 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 0000001339/0000000211 |
| Name | GOODLEAP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2043 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,591.00 (+25.05%) Homeowner's exemption | $116,306 (+62.41%) Land $4,056 Building $112,250 | $290,764 (+62.41%) Land $10,139 Building $280,625 |
| 2023 | $2,072.00 (+3.24%) Homeowner's exemption | $71,612 (+6.21%) Land $4,056 Building $67,556 | $179,030 (+6.21%) Land $10,139 Building $168,891 |
| 2022 | $2,007.00 Homeowner's exemption | $67,426 Land $4,056 Building $63,370 | $168,565 Land $10,139 Building $158,426 |
193 Carters Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 76th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 787 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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