Pasco County property record for 19296 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,115 sqft · built 2019 |
| Lot Size | 0.138 acres (6,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jan 2026) |
| Tax Bill | $11,149 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0100-00700-0090 |
| Primary APN | 34-26-18-0100-00700-0090 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 2,115 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.138 acres) |
| Garage Area | 399 sqft |
| Porch | Porch |
| Porch Area | 244 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1086412 |
|---|---|
| Street Address | 19296 LEONARD RD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 2 PB 77 PG 096 BLOCK 7 LOT 9 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | LONG LAKE RANCH VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 100 |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
Source: Pasco County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Apr 30, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2025 · Amount on Record |
| Deed Document Number | 2026014149 |
| Deed Book / Page | 11353 / 626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Document Number | 0112961885 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 11296/1885 |
| Instrument | 2025193265 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0103262255 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 10326/2255 |
| Instrument | 2021078094 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 23, 2026 |
| Property Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Document Number | 0113530626 |
| Book / Page | 11353 / 626 |
| Map Reference | MB 77 PG 96-102 |
| Instrument Date | Jan 21, 2025 |
| Instrument | 2026014149 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6101 WIRE GRASS CT, NOKOMIS, FL 34275-4368 |
| Name | Verified Name |
|---|---|
| Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Document Number | 0011353628 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 11353/628 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 19296 LEONARD RD, LUTZ, FL 33558-5564 |
| Document Number | 0098971873 |
| Book / Page | 9897 / 1873 |
| Map Reference | MB 77 PG 96-102 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019072205 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | M I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,302.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508 |
| Name | Verified Name |
|---|---|
| Address | 19296 LEONARD ROAD, LUTZ, FL 33558-5564 |
| Document Number | 2019072206 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019072206 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,149.00 (+48.34%) | $438,313 (+64.1%) Land $98,010 Building $340,303 | $438,313 (-1.21%) Land $98,010 Building $340,303 |
| 2023 | $7,516.00 (+7.62%) Additional exemption filed | $267,100 (+3%) Land $66,671 Building $200,429 | $443,704 (+25.36%) Land $66,671 Building $377,033 |
| 2022 | $6,984.00 Homeowner's exemption | $259,320 Land $55,539 Building $203,781 | $353,939 Land $55,539 Building $298,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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