1929 W 6th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1929 W 6th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,821 sqft · built 1948
Lot Size	0.218 acres (9,506 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Feb 2021)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-251-037`

Property Details

APN / Parcel Number

Primary APN	`8913-35-251-037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	872 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	872 sqft
Finished Basement	200 sqft
Unfinished Basement	872 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,506 sqft (0.218 acres)
Lot Dimensions	194 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1929 W 6TH ST
City	WATERLOO
State	IA
Zip	50702-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLANDALE ADDITION W 1/2 LOT 28
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	HOLLANDALE ADDITION
Legal Lot Number	28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2028
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1929 W 6TH ST, WATERLOO, IA 50702-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	May 16, 2013 · Amount on Record
Deed Document Number	202117329
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1929 W 6TH ST, WATERLOO, IA 50702-3309
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 W 6TH ST, WATERLOO, IA 50702-3309

Mortgage

Document Number	0202604196
Date	Mar 31, 2026
Instrument	2026-04196

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1929 W 6TH ST, WATERLOO, IA 50702-3309
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 W 6TH ST, WATERLOO, IA 50702-3309

Mortgage

Document Number	202400006666
Date	Nov 20, 2023
Instrument	202400006666

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 17, 2021
Property Address	1929 W 6TH ST, WATERLOO, IA 50702-3309
Document Number	202100017329
Instrument Date	Feb 16, 2021
Instrument	202100017329
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 W 6TH ST, WATERLOO, IA 50702-3309

Mortgage

Document Number	202100017330
Date	Feb 17, 2021
Instrument	202100017330

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (-7.63%) Homeowner's exemption	$186,550 (-1.33%) Land $18,870 Building $167,680	$186,550 (-1.33%) Land $18,870 Building $167,680
2024	$3,880.00 (+26.22%)
2023		$189,070 (+35.07%) Land $18,870 Building $170,200	$189,070 (+35.07%) Land $18,870 Building $170,200
2022	$3,074.00	$139,980 Land $18,870 Building $121,110
2021			$139,980 Land $18,870 Building $121,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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