1929 Emma Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 1929 Emma Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1970
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (May 2017)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0069P-0A-024.00`

Property Details

APN / Parcel Number

Primary APN	`0069P-0A-024.00`
Alternative APN	`10790`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,296 sqft
Flooring	Tile

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	10790
Street Address	1929 EMMA CIR
City	LANCASTER
State	SC
Zip	29720-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	40X360X400X458 M
Legal Subdivision	EMMA R
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1002
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1929 EMMA CIR, LANCASTER, SC 29720-7642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 5, 2017	Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Deed Document Number	20176577
Deed Book / Page	1051 / 164
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1929 EMMA CIR, LANCASTER, SC 29720-7642
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 EMMA CIR, LANCASTER, SC 29720-7642

Mortgage

Document Number	0000002267
Date	Feb 2, 2021
Book Page	4284/96
Instrument	2021002267

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jun 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 5, 2017
Property Address	1929 EMMA CIR, LANCASTER, SC 29720-7642
Document Number	0000006577
Book / Page	1051 / 164
Map Reference	MB 19 PG 27
Instrument Date	May 5, 2017
Instrument	2017006577
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 EMMA CIR, LANCASTER, SC 29720-7642

Mortgage

Document Number	, 2017006578
Date	May 5, 2017
Instrument	2017006578

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (+13.52%)	$7,770 (+15.01%) Land $1,078 Building $6,692	$173,700 (+54.26%) Land $24,100 Building $149,600
2024	$2,241.00 (+0.13%)
2023	$2,238.00	$6,756 Land $1,278 Building $5,478	$112,600 Land $21,300 Building $91,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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