1929 Cradock St, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1929 Cradock St, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,750 sqft · built 1973
Lot Size	0.342 acres (14,875 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2017)
Tax Bill	$7,022 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-00377622`

Property Details

APN / Parcel Number

Primary APN	`05-00377622`
Alternative APN	`00377622`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,750 sqft Living Area
Gross Area	4,278 sqft
1st Floor Area	1,597 sqft
Basement Area	585 sqft
Finished Basement	585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,875 sqft (0.342 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00377622
Street Address	1929 CRADOCK ST
City	SILVER SPRING
State	MD
Zip	20905-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	GOOD HOPE ESTATES
Legal Subdivision	GOOD HOPE ESTS
Legal Block	R
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	701408

Owner

1929 Cradock St is owned by two individuals who bought it in December 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14717 HAROLD RD, SILVER SPRING, MD 20905-5544
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 21, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Sep 30, 2003 · Amount on File
Deed Book / Page	55410 / 281
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 27, 2026
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Document Number	7041000155
Book / Page	70413 / 155
Instrument Date	Apr 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205

Mortgage

Document Number	7041000155,
Date	Apr 27, 2026
Book Page	70413/155

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0578580169
Date	Jul 15, 2019
Book Page	57858/169

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0597460083
Date	Jun 4, 2020
Book Page	59746/83

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0624890471
Date	Apr 12, 2021
Book Page	62489/471

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 CRADOCK ST, COLESVILLE, MD 20905-4205

Mortgage

Document Number	0645570073
Date	Nov 10, 2021
Book Page	64557/73

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 21, 2017
Property Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205
Document Number	0554100281
Book / Page	55410 / 281
Map Reference	MB84 PL8791
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FOUR SEASONS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 CRADOCK ST, SILVER SPRING, MD 20905-4205

Mortgage

Document Number	0055410286
Date	Dec 21, 2017
Instrument	55410/286

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1929 Cradock St was $7,022, up 7.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,400 (+6.17%) Land $228,800 Building $369,600	$598,400 (-) Land $228,800 Building $369,600
2025	$7,022.00 (+7.47%)	$563,600	$598,400 Land $228,800 Building $369,600
2024	$6,534.00
2023		$494,000 Land $228,800 Building $265,200	$494,000 Land $228,800 Building $265,200
2022	$5,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1929 Cradock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1929 Cradock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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