19289 E Hwy 88, Clements, CA 95227 Property Records

San Joaquin County property record for 19289 E Hwy 88, Clements, CA 95227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 2005
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2019)
Tax Bill	$4,990 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-020-160-000`

Property Details

APN / Parcel Number

Primary APN	`023-020-160-000`
Alternative APN	`023-020-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	22,500 sqft (0.517 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	023-020-16
Street Address	19289 E HWY 88
City	CLEMENTS
State	CA
Zip	95227-7166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1036
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19289 E HWY 88, CLEMENTS, CA 95227-7166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 10, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2019106049
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	0000165576
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	19289 E HWY 88, CLEMENTS, CA 95227-7166
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 641, CLEMENTS, CA 95227-0641

Mortgage

Document Number	0000093853
Date	May 28, 2021
Instrument	2021-093853

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 20, 2019
Property Address	19289 E HWY 88, CLEMENTS, CA 95227-7166
Document Number	0000106049
Instrument Date	Aug 30, 2019
Instrument	2019-106049
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19289 EAST STATE ROUTE 88 HIGHWAY, CLEMENTS, CA 95227

Mortgage

Document Number	0000106050
Date	Sep 20, 2019
Instrument	2019-106050

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2017
Property Address	19289 E HWY 88, CLEMENTS, CA 95227-7166
Document Number	0000091157
Instrument Date	Aug 8, 2017
Instrument	2017-091157
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19289 E ROUTE 88 HWY, CLEMENTS, CA 95227

Mortgage

Document Number	0000091158
Date	Aug 10, 2017
Instrument	2017-091158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,990.00 (+0.3%)
2025	$4,975.00 (+3.97%)	$453,860 (+4.04%) Land $153,109 Building $300,751
2023	$4,785.00 (+2.24%)	$436,237 Land $147,164 Building $289,073	$697,770
2022	$4,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Frontier DSL	90 / 5

May also be available: T-Mobile.

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