19286 Two Rivers Rd, Avon, MN 56310 Property Records

Stearns County property record for 19286 Two Rivers Rd, Avon, MN 56310

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 1,242 sqft · built 1979
Lot Size	0.466 acres (20,320 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2023)
Tax Bill	$4,216 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`03-01276-0000`

Property Details

APN / Parcel Number

Primary APN	`03-01276-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,115 sqft
1st Floor Area	1,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,320 sqft (0.466 acres)
Lot Dimensions	127 ft deep x 160 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	19286 TWO RIVERS RD
City	AVON
State	MN
Zip	56310-8716
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 7 & 8 FIRST TO ATKINSON SHORE LOTS SECTION 06 TOWNSHIP 125 RANGE 030 FIRST TO ATKINSON SHORE LOTS SECTION 06 TOWNSHIP
Legal Range	30W
Legal Township	125
Legal Section	06
Legal Subdivision	FIRST TO ATKINSON SHORE LOTS
Legal Lot Number	7-8
Jurisdiction	STEARNS MN
Township / Civil Division	AVON
Census Block Group	2
Census Block	2068
Census Tract	10403

Owner

19286 Two Rivers Rd, a residential property, is owned by an individual who bought it in June 2023.

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13411 190TH AVE NW, ELK RIVER, MN 55330-1193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Quit Claim Deed, Transfer QUDARY TITLE, QUARRY TITLE
Jun 21, 2023	Contract Sale, Transfer QUDARY TITLE, QUARRY TITLE
Jan 24, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	20231546780
Record Updated	Jun 8, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2023
Property Address	19286 TWO RIVERS RD, AVON, MN 56310-9722
Document Number	00A1655028
Instrument Date	Jun 15, 2023
Instrument	A1655028
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2023
Property Address	19286 TWO RIVERS RD, AVON, MN 56310-9722
Document Number	00A1655029
Instrument Date	Jun 15, 2023
Instrument	A1655029
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13411 190TH AVE NW, ELK RIVER, MN 55330-1193

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 24, 2020
Property Address	19286 TWO RIVERS RD, AVON, MN 56310-9722
Document Number	00A1561626
Instrument Date	Jan 15, 2020
Instrument	A1561626
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 VICTORIA CIR, ST LOUIS PARK, MN 55426-3061

Tax Assessment & Valuation

The 2026 property tax bill for 19286 Two Rivers Rd was $4,216.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Avon Township
Unified School District	Holdingford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,216.00
2025		$501,700 Land $184,800 Building $316,900	$501,700 Land $184,800 Building $316,900
2023	$3,606.00	$420,200 Land $142,800 Building $277,400	$420,200 Land $142,800 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19286 Two Rivers Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1993–2022)
Claims Outside the SFHA	2 of 12
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19286 Two Rivers Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000

May also be available: Xtratyme Technologies.

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