Culpeper County property record for 19285 Brandy Rd, Brandy Station, VA 22714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,178 sqft · built 1935 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-23 |
| Primary APN | 33-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 88,862 sqft (2.04 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11896 |
|---|---|
| Street Address | 19285 BRANDY RD |
| City | BRANDY STATION |
| State | VA |
| Zip | 22714-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BRANDY LOT 5 PLAT CAB 4/136 |
| Legal Lot Number | 5 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | STEVENSBURG |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 930400 |
19285 Brandy Rd is owned and occupied by an individual.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Jan 29, 2019 | Deed of Trust, Mortgage · Line of Credit UNION BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Document Number | 0260000928 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 260000928 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.67% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.67% |
| Max Rate At Change | 5.67% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210008638 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 210008638 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VISIONET |
| Name | Verified Name |
|---|
| Document Number | 200005146 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 200005146 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 19285 BRANDY RD, BRANDY STATION, VA 22714-2224 |
| Document Number | 190000542 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 19285 BRANDY RD BRANDY STATION VA 227142224, BRANDY STATION, VA 22714-2224 |
| Document Number | 190000542 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 542 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 19285 Brandy Rd was $1,303.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 | $303,100 Land $85,400 Building $217,700 | $303,100 Land $85,400 Building $217,700 |
| 2024 | $1,303.00 (-3.19%) | ||
| 2023 | $1,346.00 | $292,700 Land $75,400 Building $217,300 | $292,700 Land $75,400 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19285 Brandy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19285 Brandy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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