1928 Walnut St, Ramona, CA 92065 Property Records

San Diego County property record for 1928 Walnut St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,244 sqft · built 1980
Lot Size4.85 acres (211,266 sqft)
OwnerIndividual Name on File
Last Sale$649,000 (Oct 2017)
Tax Bill$8,113 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN281-083-04-00

Property Details

APN / Parcel Number

Primary APN281-083-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,244 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area211,266 sqft

Location & Zoning

Street Address1928 WALNUT ST
CityRAMONA
StateCA
Zip92065-1758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 18 TR 001652
Legal SubdivisionDAVID
Legal Tract001652
Legal Block2
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2004
Census Tract20805

Owner

Source: San Diego County records · APN 281-083-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1928 WALNUT ST, RAMONA, CA 92065-1758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Oct 25, 2017Grant Deed, Transfer
STEWART TITLE
Apr 14, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2017 · Amount on Record
Deed SaleOct 25, 2017 · Amount on Record
Prior SaleApr 14, 2017 · Amount on Record
Deed Document Number2017497782
Prior Transfer DateApr 08, 2005
Prior Transfer Doc0000328630
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1928 WALNUT ST, RAMONA, CA 92065-1758
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1928 WALNUT ST, RAMONA, CA 92065-1758

Mortgage

Document Number0000308695
DateApr 21, 2021
Instrument2021-0308695
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1928 WALNUT ST, RAMONA, CA 92065-1758
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161593
DateApr 24, 2018
Instrument2018-0161593
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 25, 2017
Property Address1928 WALNUT ST, RAMONA, CA 92065-1758
Document Number0000497782
Instrument DateOct 17, 2017
Instrument497782
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$713.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1928 WALNUT ST RAMONA CA 920651758, RAMONA, CA 92065-1758

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2017
Property Address1928 WALNUT ST, RAMONA, CA 92065-1758
Document Number0000168397
Instrument DateMar 30, 2017
Instrument168397
Transaction TypeForeclosure
Record UpdatedApr 20, 2017

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1919 GRAND AVE #2F SAN DIEGO CA 921094570, 2F, SAN DIEGO, CA 92109-4570

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$753,216 (+2%) Land $319,160 Building $434,056
2025$8,113.00 (+6.76%)$738,448 (+4.04%) Land $312,902 Building $425,546
2023$7,599.00 (-1%)$709,774 Land $300,752 Building $409,022
2022$7,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 75 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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