1928 Seagrape Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1928 Seagrape Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,431 sqft · built 2004
Lot Size	0.536 acres (23,348 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Jun 2020)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26200-0010`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26200-0010`
Alternative APN	`S262181920262000010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,431 sqft Living Area
Gross Area	3,343 sqft
1st Floor Area	2,431 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,348 sqft (0.536 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Porch Area	88 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1928 SEAGRAPE DR
City	NAVARRE
State	FL
Zip	32566-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESERVED IN: HOLLEY BY THE SEA LOT 1 BLK 262 AS DES IN OR 3968 PG 2058 & E-L/E RES IN OR 4318 PG 1043
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	262
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1003
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit EGLIN FCU
Aug 19, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC
Jun 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
Oct 16, 2019	Loan Modification, Mortgage AMERICAN MOMENTUM BK
Jul 17, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK
Jun 6, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202031547
Deed Book / Page	3968 / 2058
Last Transfer Date	Aug 16, 2022
Transfer Doc	0043181043
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628

Mortgage

Document Number	0044311030
Date	Sep 6, 2023
Book Page	4431/1030
Instrument	202340553

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 19, 2022
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0043181043
Book / Page	4318 / 1043
Map Reference	MB B PG 155
Instrument Date	Aug 16, 2022
Instrument	202248738
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628

Mortgage

Document Number	0041980009
Date	Oct 25, 2021
Book Page	4198/9
Instrument	202171166

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 29, 2020
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0039682058
Book / Page	3968 / 2058
Map Reference	MB B PG 155
Instrument Date	Jun 25, 2020
Instrument	202031547
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4006 S MACDILL AVE, 4006, TAMPA, FL 33611-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628

Mortgage

Document Number	0039682060
Date	Jun 29, 2020
Instrument	3968/2060

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0038881677
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4006 S MACDILL AVE TAMPA FL 336111545, TAMPA, FL 33611-1545

Mortgage

Document Number	0038881677
Date	Nov 12, 2019
Book Page	003888/001677
Instrument	50729

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 17, 2019
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0038510088
Book / Page	003851 / 000088
Instrument Date	Jul 16, 2019
Instrument	30930
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4006 S MACDILL AVE TAMPA FL 336111545, TAMPA, FL 33611-1545

Mortgage

Document Number	38510088
Date	Jul 17, 2019
Book Page	003851/000088
Instrument	30930

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 6, 2019
Property Address	1928 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0038361622
Book / Page	003836 / 001622
Instrument Date	May 22, 2019
Instrument	23706
Transaction Type	Foreclosure
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,365.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2086 LUTZ FL 335482086, LUTZ, FL 33548-2086

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00 (+3.59%) Homeowner's exemption	$301,599 (+2.9%)	$367,093 (+1.97%) Land $75,000 Building $292,093
2024	$3,094.00 (+2.15%) Homeowner's exemption	$293,099 (+3%)	$359,990 (+3.51%) Land $75,000 Building $284,990
2023	$3,029.00 (+2.64%) Homeowner's exemption	$284,562 (+3%)	$347,788 (+7.42%) Land $65,000 Building $282,788
2022	$2,951.00 Homeowner's exemption	$276,274	$323,779 Land $50,000 Building $273,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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