1928 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1928 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,211 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2021)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-129-0128-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0128-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft

Exterior

Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	111 ft deep x 79.2 ft wide
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1928 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	THAT PART OF LOTS 539 & 540 LYING SELY OF A LINE 50' SELY OF & PARALLEL TO C/L M-29 SUPV ROY T GILBERTS PLAT NO 4 SEC 02 T2N
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number	539-540
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5284 GALLAGHER BLVD, WHITMORE LAKE, MI 48189-9381
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer
Jul 16, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE
Mar 19, 2019	Warranty Deed, Transfer BELL TITLE AGENCY, BELL TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	202120580
Deed Book / Page	5394 / 298
Last Transfer Date	Mar 12, 2026
Transfer Doc	0005905724
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 16, 2026
Property Address	1928 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1179
Document Number	0005905724
Book / Page	5905 / 724
Map Reference	LB 49 PG 1
Instrument Date	Mar 12, 2026
Instrument	2026004712
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5284 GALLAGHER BLVD, WHITMORE LAKE, MI 48189-9381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5284 GALLAGHER BLVD, WHITMORE LAKE, MI 48189-9381

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 16, 2021
Property Address	1928 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1179
Document Number	5394298
Book / Page	5394 / 298
Map Reference	LB 49 PG 1
Instrument Date	Jun 25, 2021
Instrument	2021020580
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3778 HAGERMAN RD, 3778, LEONARD, MI 48367-2530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47124 MERION CIR, NORTHVILLE, MI 48168-9644

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 19, 2019
Property Address	1928 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1179
Document Number	0050380941
Book / Page	005038 / 000941
Instrument Date	Jan 28, 2019
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3778 HAGERMAN RD ADDISON TOWNSHIP MI 483672530, ADDISON TOWNSHIP, MI 48367-2530

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,100 (+7.7%)	$288,200 (+7.7%)
2025	$6,575.00 (+2.35%)	$133,800 (+18.2%)
2024	$6,424.00 (+12.82%)		$267,600 (+18.2%)
2023		$113,200
2022	$5,694.00		$226,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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