1928 Royal Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1928 Royal Ln, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,403 sqft · built 2001
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$362,800 (Oct 2019)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-14-04-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-14-04-0-00004-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,403 sqft Adjusted Area
1st Floor Area	2,708 sqft 1st Floor
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	107,158 sqft (2.46 acres)
Patio Area	196 sqft Patio

Location & Zoning

Street Address	1928 ROYAL LN
City	HERNANDO
State	MS
Zip	38632-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWN ESTATES S-D LOT 4
Legal Range	008
Legal Township	03S
Legal Section	14
Legal Subdivision	CROWN ESTATES S-D
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-6-14-04-0-00004-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Intrafamily Transfer, Transfer
Jan 30, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT COM LLC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Jul 25, 2012 · Amount on Record
Deed Book / Page	903 / 95
Last Transfer Date	Nov 01, 2023
Transfer Doc	1023/22210
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 29, 2023
Property Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Document Number	1023/22210
Book / Page	1023 / 22210
Map Reference	MB 72 PG 21
Instrument Date	Nov 01, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1928 ROYAL LN, HERNANDO, MS 38632-7551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1928 ROYAL LN, HERNANDO, MS 38632-7551

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004486/243
Date	Jan 30, 2018
Book Page	4486/243
Instrument	T04486-00243

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2048

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 ROYAL LN, HERNANDO, MS 38632-7551

Mortgage

Document Number	005118/247
Date	Dec 23, 2020
Book Page	5118/247

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 25, 2019
Property Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Document Number	000903/095
Book / Page	0903 / 095
Map Reference	MB 72 PG 21
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 S HAMPSHIRE ST, 616, SAGINAW, TX 76179-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1928 ROYAL LN, HERNANDO, MS 38632-7551

Mortgage

Document Number	0004823521
Date	Oct 25, 2019
Instrument	4823/521

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 30, 2018
Property Address	1928 ROYAL LN, HERNANDO, MS 38632-7551
Document Number	000847/329
Book / Page	847 / 329
Map Reference	PB 87 PG 87
Instrument Date	Dec 01, 2017
Instrument	W00847-00329
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 ROYAL LN, HERNANDO, MS 38632-7551

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (-17.5%)	$26,080 (-) Land $3,000 Building $23,080	$260,797 (-) Land $30,000 Building $230,797
2023	$1,857.00	$26,080	$260,797 Land $30,000 Building $230,797

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 59% of Mississippi
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1928 Royal Ln, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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