1928 Merrifields Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1928 Merrifields Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,945 sqft · built 1962
Lot Size	0.878 acres (38,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Apr 2022)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01403157`

Property Details

APN / Parcel Number

Primary APN	`13-01403157`
Alternative APN	`01403157`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,945 sqft Living Area
Gross Area	3,451 sqft
1st Floor Area	1,995 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	38,244 sqft (0.878 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	01403157
Street Address	1928 MERRIFIELDS DR
City	SILVER SPRING
State	MD
Zip	20906-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	GAYFIELD
Legal Subdivision	GAYFIELDS
Legal Block	J
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 25, 2022	Deed, Transfer DUPONT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Deed Book / Page	65651 / 252
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2026
Property Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Document Number	7043000270
Book / Page	70436 / 270
Instrument Date	Mar 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Investor	Possibly a Property Investor

Mortgage

Document Number	7043000270,
Date	May 4, 2026
Book Page	70436/270

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Mar 15, 2066

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263

Mortgage

Document Number	0677880208
Date	Mar 1, 2024
Book Page	67788/208

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 9, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0664600342
Date	Nov 3, 2022
Book Page	66460/342

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 25, 2022
Property Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263
Document Number	0656510252
Book / Page	65651 / 252
Map Reference	MB 68 PL 6379
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	DUPONT TITLE

Transaction

Amount	Amount Recorded
Tax	$10,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1928 MERRIFIELDS DR, SILVER SPRING, MD 20906-1263

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,900 (+1.11%)	$670,300 (+3.33%) Land $196,700 Building $473,600
2025	$6,835.00 (-6.07%)	$648,700 (+26.18%) Land $196,700 Building $452,000	$648,700 (-) Land $196,700 Building $452,000
2024	$7,277.00 (+52.72%)
2023		$514,100	$648,700 Land $196,700 Building $452,000
2022	$4,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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