1928 Fairgate Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 1928 Fairgate Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,547 sqft · built 2003
Lot Size	0.238 acres (10,346 sqft)
Owner	Company Name on Record
Last Sale	$494,000 (Jun 2003)
Tax Bill	$10,334 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2010-040-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2010-040-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,547 sqft Living Area
1st Floor Area	1,695 sqft
2nd Floor Area	1,852 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,346 sqft (0.238 acres)
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1928 FAIRGATE CT
City	FOLSOM
State	CA
Zip	95630-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 40B2, LOT 40
Legal Subdivision	EMPIRE RANCH VILLAGE 40B2
Legal Lot Number	40
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1015
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Nov 5, 2019	Deed of Trust, Mortgage US BK
Nov 5, 2019	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2003 · Amount on Record
Deed Sale	Jun 20, 2003 · Amount on Record
Deed Book / Page	20030620 / 685
Last Transfer Date	Mar 11, 2015
Transfer Doc	0000000091
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167

Mortgage

Document Number	0000001349
Date	Mar 8, 2022
Instrument	2022030801349

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167

Mortgage

Document Number	0000000203
Date	Dec 6, 2021
Instrument	2021120600203

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Document Number	2002131648
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 FAIRGATE CT FOLSOM CA 956306167, FOLSOM, CA 95630-6167

Mortgage

Document Number	2002131648
Date	Feb 13, 2020
Instrument	2002131648

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Document Number	1911220452
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1928 FAIRGATE CT FOLSOM CA 956306167, FOLSOM, CA 95630-6167

Mortgage

Document Number	1911220452
Date	Nov 22, 2019
Instrument	1911220452

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1928 FAIRGATE CT, FOLSOM, CA 95630-6167
Document Number	2010050769
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1928 FAIRGATE CT FOLSOM CA 956306167, FOLSOM, CA 95630-6167

Mortgage

Document Number	2010050769
Date	Oct 5, 2020
Instrument	2010050769

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,446 (+2%) Land $184,649 Building $599,797
2025	$10,334.00 (+1.65%) Homeowner's exemption	$769,066 (+4.04%) Land $181,029 Building $588,037
2024	$10,166.00 (+3.26%)
2023	$9,845.00 (+1.05%) Homeowner's exemption	$739,203 Land $174,000 Building $565,203
2022	$9,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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