1928 E 1020 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1928 E 1020 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 2020
Lot Size	0.154 acres (6,696 sqft)
Owner	Individual Name on File
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-719-0264`

Property Details

APN / Parcel Number

Primary APN	`45-719-0264`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	3,825 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,696 sqft (0.154 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1928 E 1020 N
City	SPANISH FORK
State	UT
Zip	84660-6283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 264, PLAT C-9, LEGACY FARMS AT SPANISH FORK SUB AREA 0.154 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	264
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1006
Census Tract	10308

Owner

1928 E 1020 N is owned and occupied by an individual who acquired it in December 2020.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1928 E 1020 N, SPANISH FORK, UT 84660-6283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020
Deed Sale	Dec 18, 2020
Deed Document Number	2020202905
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1928 E 1020 N, SPANISH FORK, UT 84660-6283
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202906
Date	Dec 18, 2020
Instrument	202906:2020

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1928 E 1020 N, SPANISH FORK, UT 84660-6283
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211266
Date	Dec 22, 2021
Instrument	211266:2021

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1928 E 1020 N was $3,023.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,530 (-45.59%)	$564,600 (-1.07%) Land $282,200 Building $282,400
2025	$3,023.00	$570,700 Land $225,800 Building $344,900	$570,700 Land $225,800 Building $344,900
2024	$3,023.00 (+5.04%)
2023	$2,878.00 (-0.48%)	$297,000	$540,000 Land $215,000 Building $325,000
2022	$2,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1928 E 1020 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1928 E 1020 N is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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