1928 Chinquapin Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 1928 Chinquapin Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,337 sqft · built 2007
Lot Size	13.2 acres (578,477 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Mar 2016)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008 3 3`

Property Details

APN / Parcel Number

Primary APN	`008 3 3`
Alternative APN	`24415`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	4,337 sqft Living Area
Basement Area	1,628 sqft
Finished Basement	1,628 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Frame
Lot Area	578,477 sqft (13.2 acres)
Garage Area	529 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24415
Street Address	1928 CHINQUAPIN RD
City	PROSPECT
State	VA
Zip	23960-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLUM TREE BRANCH SUBDIVIS ION LOT 3
Legal Subdivision	PLUM TREE BRANCH SUBDIVIS ION
Legal Lot Number	3
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	1
Census Block	1014
Census Tract	930202

Owner

1928 Chinquapin Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK COMMUNITY BANK
Oct 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2016 · Amount on File
Deed Sale	Mar 2, 2016 · Amount on File
Deed Document Number	2016313
Last Transfer Date	Sep 25, 2020
Transfer Doc	202001930
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Recording Date	Aug 31, 2026
Property Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858
Document Number	0000001652
Instrument Date	Aug 25, 2026
Instrument	20261652
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858

Mortgage

Document Number	0000001652,
Date	Aug 31, 2026
Instrument	20261652

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 25, 2066

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001931
Date	Oct 5, 2020
Instrument	202001931

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PRINCE EDWARD VA
Recording Date	Oct 5, 2020
Property Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858
Document Number	202001930
Instrument Date	Sep 25, 2020
Instrument	202001930
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 CHINQUAPIN RD, PROSPECT, VA 23960-7858

Mortgage

Document Number	0202001931
Date	Oct 5, 2020
Instrument	202001931

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1928 Chinquapin Rd was $2,564, up 9.5% from the year before.

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+9.53%)	$641,000 Land $86,000 Building $555,000	$641,000 Land $86,000 Building $555,000
2024	$2,341.00 (+6.26%)
2023	$2,203.00	$459,100 Land $66,800 Building $392,300	$459,100 Land $66,800 Building $392,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1928 Chinquapin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1928 Chinquapin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Chinquapin Rd

Nearby Streets

All Prospect, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures