1928 Ave B, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1928 Ave B, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,996 sqft · built 1900
Lot Size	0.231 acres (10,080 sqft)
Owner	Company Name on Record
Last Sale	$18,756 (Oct 2016)
Tax Bill	$6,141 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-21`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-21`
Alternative APN	`150003903600040210000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,996 sqft Total Area
1st Floor Area	998 sqft
2nd Floor Area	998 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	264 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1928 AVENUE B
City	SCHENECTADY
State	NY
Zip	12308-1614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AND 1O 2 WOOD
Legal Subdivision	SECOND ADDITION TO BANK TRACT
Legal Block	4
Legal Lot Number	21.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1000
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 307, LATHAM, NY 12110-0307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAKO INTERNATIONAL LLC
Mar 11, 2021	Deed of Trust, Mortgage MAKO INTERNATIONAL LLC
Jul 8, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jun 4, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Feb 18, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Sep 17, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jun 20, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jun 2, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2016 · Amount on Record
Deed Sale	Oct 20, 2016 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	201648536
Deed Book / Page	1948 / 170
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 28, 2026
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000009829
Instrument Date	Apr 6, 2026
Instrument	20269829
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009829,
Date	Apr 28, 2026
Instrument	20269829

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 307, LATHAM, NY 12110-0307

Mortgage

Document Number	0000041178
Date	Aug 4, 2022
Book Page	5246/364
Instrument	202241178

Lender

Name	MAKO INTERNATIONAL LLC
Type	Non-Lending Institution
Address	ALBANY, NY 12204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	BENNETT TITLE & ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 307, LATHAM, NY 12110-0307

Mortgage

Document Number	0000009708
Date	Mar 11, 2021
Book Page	5077/399
Instrument	202109708

Lender

Name	MAKO INTERNATIONAL LLC
Type	Non-Lending Institution
Address	ALBANY, NY 12204

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000020401
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 307 LATHAM NY 121100307, LATHAM, NY 12110-0307

Mortgage

Document Number	0000020401
Date	Jul 15, 2020
Book Page	005004/000001
Instrument	20401

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000018234
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	BENNETT ABSTRACT, BENNETT ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 VANDENBURG LN LATHAM NY 121101186, LATHAM, NY 12110-1186

Mortgage

Document Number	0000018234
Date	Jun 24, 2020
Book Page	004998/000904
Instrument	18234

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000010498
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 307 LATHAM NY 121100307, LATHAM, NY 12110-0307

Mortgage

Document Number	0000010498
Date	Mar 16, 2020
Book Page	004979/000022
Instrument	10498

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000045334
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 307 LATHAM NY 121100307, LATHAM, NY 12110-0307

Mortgage

Document Number	0000045334
Date	Oct 8, 2019
Book Page	004944/000274
Instrument	45334

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

Interest

Rate	16%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000031384
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	BENNETT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 307 LATHAM NY 121100307, LATHAM, NY 12110-0307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031384
Date	Jul 13, 2017
Book Page	004772/000906
Instrument	31384

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1928 AVENUE B, SCHENECTADY, NY 12308-1614
Document Number	0000026976
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 307 LATHAM NY 121100307, LATHAM, NY 12110-0307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026976
Date	Jun 16, 2017
Book Page	004767/000158
Instrument	26976

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,141.00	$104,600 (-) Land $15,700 Building $88,900	$173,207 (+30.82%) Land $25,998 Building $147,209
2023		$104,600 Land $15,700 Building $88,900	$132,405 Land $19,873 Building $112,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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