1928 Ancient Oak Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1928 Ancient Oak Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 2001
Lot Size	0.278 acres (12,099 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2010)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-22-28-7358-01-040`

Property Details

APN / Parcel Number

Primary APN	`04-22-28-7358-01-040`
Alternative APNs	`282204735801040` `225452` `229987` `234491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	1,901 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,099 sqft (0.278 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1928 ANCIENT OAK DR
City	OCOEE
State	FL
Zip	34761-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	REMINGTON OAKS PHASE 2 45/146 LOT 104
Legal Range	28E
Legal Township	22S
Legal Section	04
Legal Subdivision	REMINGTON OAKS PH 2
Legal Phase	2
Legal Tract	7358
Legal Block	1
Legal Lot Number	104
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2007
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1928 ANCIENT OAK DR, OCOEE, FL 34761-7669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2010 · Amount on Record
Deed Sale	Jul 9, 2010 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Document Number	2010399624
Deed Book / Page	10073 / 2046
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1928 ANCIENT OAK DR, OCOEE, FL 34761-7669
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 ANCIENT OAK DR, OCOEE, FL 34761-7669

Mortgage

Document Number	0000659009
Date	Nov 14, 2025
Instrument	20250659009

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1928 ANCIENT OAK DR, OCOEE, FL 34761-7669
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106869
Date	Feb 21, 2019
Instrument	20190106869

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,970 (+2.7%)	$347,350 (-1.45%) Land $85,000 Building $262,350
2025	$2,911.00 (+9.68%) Homeowner's exemption	$174,265 (+5.99%)	$352,470 (+8.97%) Land $85,000 Building $267,470
2024	$2,654.00 (+3.55%)
2023	$2,563.00 (+3.64%) Homeowner's exemption	$164,421 (+3%)	$323,458 (+8.98%) Land $85,000 Building $238,458
2022	$2,473.00 Homeowner's exemption	$159,632	$296,798 Land $75,000 Building $221,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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