1928 25th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1928 25th St, Oceano, CA 93445

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 885 sqft · built 1984
Lot Size	0.02 acres (885 sqft)
Owner	Company Name on Record
Last Sale	$501,000 (Sep 2022)
Tax Bill	$5,823 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-132-021`

Property Details

APN / Parcel Number

Primary APN	`062-132-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	885 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	885 sqft (0.02 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1928 25TH ST
City	OCEANO
State	CA
Zip	93445-8958
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	TR 1006 UNIT 21 & PTN LT A
Legal Subdivision	TRACT 1006 UN 21
Legal Tract	1006
Legal Block	2
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2029
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1928 25TH ST, 21, OCEANO, CA 93445-8958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Intrafamily Transfer, Transfer
Sep 6, 2022	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Nov 8, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	202235677
Prior Transfer Date	Oct 2, 1997
Prior Transfer Doc	0000055698
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2023
Property Address	1928 25TH ST, OCEANO, CA 93445-8958
Document Number	0000018481
Map Reference	MB 11 PG 41
Instrument Date	May 13, 2023
Instrument	2023018481
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 25TH ST # 21, 21, OCEANO, CA 93445-8958

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 6, 2022
Property Address	1928 25TH ST, OCEANO, CA 93445-8958
Document Number	0000035677
Map Reference	MB 11 PG 41
Instrument Date	Aug 17, 2022
Instrument	2022035677
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 25TH ST # 21, 21, OCEANO, CA 93445-8958

Mortgage

Document Number	0000035678
Date	Sep 6, 2022
Instrument	2022035678

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 8, 2018
Property Address	1928 25TH ST, OCEANO, CA 93445-8958
Document Number	0000046669
Instrument Date	Oct 10, 2018
Instrument	46669
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 25TH ST #21 OCEANO CA 934458958, 21, OCEANO, CA 93445-8958

Mortgage

Document Number	46670
Date	Nov 8, 2018
Instrument	46670

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2033

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,664 (+2%) Land $265,302 Building $266,362
2025	$5,823.00 (+4.67%) Homeowner's exemption	$521,240 (+4.04%) Land $260,100 Building $261,140
2023	$5,563.00 (+73.25%) Homeowner's exemption	$501,000 (+84.38%) Land $250,000 Building $251,000
2022	$3,211.00	$271,727 Land $131,396 Building $140,331

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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