1928 16th St, Racine, WI 53403 Property Records

Racine County property record for 1928 16th St, Racine, WI 53403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,547 sqft · built 1901
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2020)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276 000009458000`

Property Details

APN / Parcel Number

Primary APN	`276 000009458000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1928 16TH ST
City	RACINE
State	WI
Zip	53403-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 2 UTLEY S ADD LOT 32
Legal Subdivision	UTLEY'S
Legal Block	2
Legal Lot Number	32
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	6
Census Block	6003
Census Tract	500

Owner

Source: Racine County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1928 16TH ST, RACINE, WI 53403-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARINE CREDIT UNION
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit MARINE CU
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Aug 27, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	May 9, 2008 · Amount on Record
Deed Document Number	20202562517
Prior Transfer Date	Jul 29, 2008
Prior Transfer Doc	0002192101
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Recording Date	Jul 15, 2026
Property Address	1928 16TH ST, RACINE, WI 53403-2101
Document Number	0002732593
Instrument Date	Jul 10, 2026
Instrument	20262732593
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 16TH ST, RACINE, WI 53403-2101

Mortgage

Document Number	0002732593,
Date	Jul 15, 2026
Instrument	20262732593

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	9.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1928 16TH ST, RACINE, WI 53403-2101
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	KNIGHT BARRY TITLE RACINE, KNIGHT BARRY TTL SPECIAL TEA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002657538
Date	Jul 5, 2023
Instrument	2657538

Lender

Name	MARINE CU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1928 16TH ST, RACINE, WI 53403-2101
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002638157
Date	Sep 2, 2022
Instrument	2638157

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2042

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Aug 27, 2020
Property Address	1928 16TH ST, RACINE, WI 53403-2101
Document Number	0002562517
Instrument Date	Aug 26, 2020
Instrument	2562517
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	KNIGHT BARRY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 16TH ST, RACINE, WI 53403-2101

Mortgage

Document Number	0002562518
Date	Aug 27, 2020
Instrument	2562518

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	8.38%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	14.3%

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (+22.44%)	$103,500 (+23.21%) Land $7,900 Building $95,600	$110,512 (+18.79%) Land $8,435 Building $102,077
2023	$2,184.00 (+9.15%)	$84,000 (+9.09%) Land $7,900 Building $76,100	$93,029 (+9.09%) Land $8,749 Building $84,280
2022	$2,001.00	$77,001 Land $7,900 Building $69,101	$85,277 Land $8,749 Building $76,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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