1927 Peppertree Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1927 Peppertree Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1981
Lot Size	0.169 acres (7,366 sqft)
Owner	2 Individual Names on File
Last Sale	$354,900 (May 2024)
Tax Bill	$5,225 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-4916-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4916-4`
Alternative APNs	`15-28-16-05067-003-0110` `281615050670030110` `162815050670030110` `R159145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,111 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,111 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,366 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R159145
Street Address	1927 PEPPERTREE DR
City	OLDSMAR
State	FL
Zip	34677-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSIDE MEADOWS-PHASE I BLK 3, LOT 11
Legal Range	16E
Legal Township	28S
Legal Section	15
Legal Subdivision	BAYSIDE MEADOWS-PHASE I
Legal Tract	5067
Legal Block	3
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27319

Owner

1927 Peppertree Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
May 10, 2024	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 11, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Dec 11, 2023 · Amount on File
Deed Document Number	2024119995
Deed Book / Page	22795 / 1655
Transfer Doc	9876000841
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637

Mortgage

Document Number	0231960659
Date	Jun 16, 2025
Book Page	23196/659
Instrument	2025170930

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 10, 2024
Property Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637
Document Number	0227951655
Book / Page	22795 / 1655
Map Reference	MB 80 PG 62-64
Instrument Date	May 8, 2024
Instrument	2024119995
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637

Mortgage

Document Number	0227951657
Date	May 10, 2024
Instrument	22795/1657

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 11, 2023
Property Address	1927 PEPPERTREE DR, OLDSMAR, FL 34677-2637
Document Number	0226472166
Book / Page	22647 / 2166
Map Reference	MB 80 PG 62-64
Instrument Date	Dec 7, 2023
Instrument	2023313183
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3206 W BAKER ST, PLANT CITY, FL 33563-2849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1927 Peppertree Dr was $5,225.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,225.00	$298,303 Land $103,993 Building $194,310	$298,303 Land $103,993 Building $194,310
2023	$3,584.00 (+11.9%)	$269,948 (+15.97%)	$269,948 (+15.97%) Land $145,013 Building $124,935
2022	$3,203.00	$232,771	$232,771 Land $136,793 Building $95,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1927 Peppertree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 434 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	135 (2004–2024)
Claims Outside the SFHA	7 of 135
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 102 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1927 Peppertree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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