1926 Smith St, Orange Park, FL 32073 Property Records

Clay County property record for 1926 Smith St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,337 sqft · built 2008
Lot Size	0.173 acres (7,535 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (May 2022)
Tax Bill	$8,605 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018845-001-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018845-001-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,337 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	1,994 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,535 sqft (0.173 acres)
Lot Dimensions	91 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	602 sqft
Porch	Finished/Open Porch
Porch Area	10 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1926 SMITH ST
City	ORANGE PARK
State	FL
Zip	32073-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CPO
Legal Description	PT LOT 1 BLK 8 SEC 2 O.P. AS REC OR 4609 PG 290
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	ORANGE PARK SEC 02
Legal Block	8
Legal Lot Number	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1027
Census Tract	30600

Owner

Source: Clay County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1926 SMITH ST, ORANGE PARK, FL 32073-4825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	202231692
Deed Book / Page	4609 / 290
Prior Transfer Date	May 7, 2009
Prior Transfer Doc	0031081836
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 9, 2025
Property Address	1926 SMITH ST, ORANGE PARK, FL 32073-4825
Document Number	0049770913
Book / Page	4977 / 913
Map Reference	MB 1 PG 23
Instrument Date	Sep 30, 2025
Instrument	2025048070
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14002 W 146TH TER, OLATHE, KS 66062-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 SMITH ST, ORANGE PARK, FL 32073-4825

Mortgage

Document Number	0004977915
Date	Oct 9, 2025
Instrument	4977/915

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 18, 2022
Property Address	1926 SMITH ST, ORANGE PARK, FL 32073-4825
Document Number	0046090290
Book / Page	4609 / 290
Map Reference	MB 1 PG 23
Instrument Date	May 16, 2022
Instrument	2022031692
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1926 SMITH ST, 1926, ORANGE PARK, FL 32073-4825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 E 114TH TER, KANSAS CITY, MO 64137-2525

Mortgage

Document Number	0046090292
Date	May 18, 2022
Book Page	4609/292
Instrument	2022031693

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1926 SMITH ST, ORANGE PARK, FL 32073-4825
Document Number	0041820349
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 SMITH ST ORANGE PARK FL 320734825, ORANGE PARK, FL 32073-4825

Mortgage

Document Number	0041820349
Date	Apr 16, 2019
Book Page	004182/000349
Instrument	18870

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2039

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,605.00 (-0.73%)	$474,178 (-3.4%) Land $22,605 Building $451,573	$474,178 (-3.4%) Land $22,605 Building $451,573
2024	$8,668.00 (-31.48%)	$490,859 (-30.29%) Land $22,605 Building $468,254	$490,859 (-30.29%) Land $22,605 Building $468,254
2023	$12,650.00 (+171.98%)	$704,113 (+137.04%) Land $22,605 Building $681,508	$704,113 (+33.83%) Land $22,605 Building $681,508
2022	$4,651.00 Homeowner's exemption	$297,047	$526,136 Land $22,605 Building $503,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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