1926 Prospect St, Houston, TX 77004 Property Records

Harris County property record for 1926 Prospect St, Houston, TX 77004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,905 sqft · built 2002
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$159,100 (Aug 2015)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-077-001-0032`

Property Details

APN / Parcel Number

Primary APN	`122-077-001-0032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	390 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	2,000 sqft (0.046 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1220770010032
Street Address	1926 PROSPECT ST
City	HOUSTON
State	TX
Zip	77004-7293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 BLK 1 PROSPECT STREET T/H
Legal Subdivision	PROSPECT STREET T/H
Legal Block	1
Legal Lot Number	32
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1026
Census Tract	312602

Owner

1926 Prospect St is owned and occupied by an individual who bought it in August 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1926 PROSPECT ST, HOUSTON, TX 77004-7293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2015 · Amount on File
Deed Sale	Aug 25, 2015 · Amount on File
Prior Sale	Jul 19, 2006 · Amount on File
Deed Document Number	2015383527
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	20150383527
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1926 PROSPECT ST, HOUSTON, TX 77004-7293
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021227185
Date	Apr 27, 2021
Instrument	2021-227185

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1926 Prospect St was $4,832 with a homeowner's exemption, down 5.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,886 (-0.3%) Land $138,400 Building $216,486	$354,886 (-0.3%) Land $138,400 Building $216,486
2025	$4,832.00 (-5.63%) Homeowner's exemption	$355,956 Land $138,400 Building $217,556	$355,956 Land $138,400 Building $217,556
2024	$5,120.00
2023		$357,169 Land $138,400 Building $218,769	$357,169 Land $138,400 Building $218,769
2022	$4,898.00
2020	$5,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1926 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2015–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1926 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20