1926 Mount Vernon Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1926 Mount Vernon Dr, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,862 sqft · built 1978
Lot Size0.369 acres (16,117 sqft)
Owner2 Owner Names on Record
Tax Bill$3,290 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN042-20-01-027.00

Property Details

APN / Parcel Number

Primary APN042-20-01-027.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,862 sqft Finished Area
Gross Area2,692 sqft

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area16,117 sqft (0.369 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0422001027.00
Street Address1926 MOUNT VERNON DR
CityFT WRIGHT
StateKY
Zip41011-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO HGTS SEC 10 LOT 16
Legal SubdivisionMONTICELLO HEIGHTS
Legal Phase10
Legal Lot Number16
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3012
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1926 MOUNT VERNON DR, FT WRIGHT, KY 41011-3630
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 4, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
US BK
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMay 16, 2001 · Amount on Record
Last Transfer DateNov 12, 2009
Transfer Doc0000000240
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1926 MOUNT VERNON DR, FT WRIGHT, KY 41011-3630
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1926 MOUNT VERNON DR, COVINGTON, KY 41011-3630

Mortgage

Document Number0005900078
DateNov 4, 2025
Book PageKCM 703/519
Instrument25110405900078
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1926 MOUNT VERNON DR, FT WRIGHT, KY 41011-3630
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1926 MOUNT VERNON DR, COVINGTON, KY 41011-3630

Mortgage

Document Number0005900078
DateNov 4, 2025
Book PageKCM 703/519
Instrument25110405900078
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1926 MOUNT VERNON DR, COVINGTON, KY 41011-3630
Transaction TypeMortgage
Record UpdatedSep 8, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1926 MOUNT VERNON DR, FT MITCHELL, KY 41011-3630

Mortgage

Document Number0005900245
DateAug 29, 2023
Book PageKCM 487/927
Instrument23082905900245
Lender
NameUS BANK NA
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1926 MOUNT VERNON DR, COVINGTON, KY 41011-3630
Document Number0000000043
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1926 MOUNT VERNON DR COVINGTON KY 410113630, COVINGTON, KY 41011-3630

Mortgage

Document Number0000000043
DateNov 21, 2018
Book Page0C6549/000284
Instrument43
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 20, 2048
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1926 MOUNT VERNON DR, COVINGTON, KY 41011-3630
Document Number0000000181
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1926 MOUNT VERNON DR FORT WRIGHT KY 410113630, FORT WRIGHT, KY 41011-3630

Mortgage

Document Number0000000181
DateMar 20, 2018
Book Page0C6373/000294
Instrument181
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 19, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,290.00 (+36.91%)$332,000 (+47.23%) Land $55,000 Building $277,000$332,000 (+47.23%) Land $55,000 Building $277,000
2023$2,403.00$225,500 Land $45,000 Building $180,500$225,500 Land $45,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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