1926 Hutchinson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1926 Hutchinson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,104 sqft · built 1971
Lot Size	0.436 acres (19,005 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (May 2019)
Tax Bill	$3,706 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3278-00010`

Property Details

APN / Parcel Number

Primary APN	`010-3278-00010`
Alternative APN	`1070564`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Gross Area
1st Floor Area	1,104 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Lot Area	19,005 sqft (0.436 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1070564
Street Address	1926 HUTCHINSON RD
City	DULUTH
State	MN
Zip	55811-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC PART OF VAC RIVA ROAD ADJ SERIAL #
Legal Subdivision	MONT DU VUE
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	2300

Owner

1926 Hutchinson Rd is owned and occupied by an individual who bought it in May 2019.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1926 HUTCHINSON RD, DULUTH, MN 55811-5350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20191010478
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 16, 2019
Property Address	1926 HUTCHINSON RD, DULUTH, MN 55811-5350
Document Number	00T1010478
Instrument Date	Apr 30, 2019
Instrument	T1010478
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1926 HUTCHINSON RD DULUTH MN 558115350, DULUTH, MN 55811-5350

Mortgage

Document Number	T1010479
Date	May 16, 2019
Instrument	T1010479

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1926 Hutchinson Rd was $3,706 with a homeowner's exemption, up 7.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,706.00 (+7.86%) Homeowner's exemption
2025	$3,436.00 (+2.14%) Homeowner's exemption	$296,100 (+9.79%) Land $40,600 Building $255,500	$296,100 (+9.79%) Land $40,600 Building $255,500
2024	$3,364.00	$269,700 Land $50,400 Building $219,300	$269,700 Land $50,400 Building $219,300
2022		$247,300 Land $57,500 Building $189,800	$247,300 Land $57,500 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1926 Hutchinson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1926 Hutchinson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20