1926 6438 Dr, Montrose, CO 81403 Property Records

Montrose County property record for 1926 6438 Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 2016
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on File
Last Sale	$31,500 (Dec 2015)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-015`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-015`
Alternative APN	`R0021918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,721 sqft (0.315 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021918
Street Address	1926 6438 DR
City	MONTROSE
State	CO
Zip	81403-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 15 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1001
Census Tract	966601

Owner

1926 6438 Dr is owned and occupied by an individual who bought it in December 2015.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1926 6438 DR, MONTROSE, CO 81403-8907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2016	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 21, 2015	Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on File
Deed Sale	Dec 21, 2015 · Amount on File
Deed Document Number	2015871304
Record Updated	Sep 20, 2026

April 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MONTROSE CO
Recording Date	Apr 21, 2026
Property Address	1926 6438 DR, MONTROSE, CO 81403-8907
Document Number	0000990451
Instrument Date	Apr 21, 2026
Instrument	2026990451
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 6438 DR, MONTROSE, CO 81403-8907

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1926 6438 DR, MONTROSE, CO 81403-8907
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000877759
Date	Aug 16, 2016
Instrument	877759

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	364 Months
Due	Dec 16, 2046

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Dec 21, 2015
Property Address	1926 6438 DR, MONTROSE, CO 81403-8907
Document Number	0000871304
Map Reference	DOC803359
Instrument Date	Dec 16, 2015
Instrument	871304
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Tax	$3.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3340, MONTROSE, CO 81402-3340

Mortgage

Document Number	0000871305
Date	Dec 21, 2015
Instrument	871305

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1926 6438 Dr was $2,154, up 4.8% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00 (+4.82%)	$32,210 (+15.57%)	$456,840 Land $98,000 Building $358,840
2024	$2,055.00 (+4.53%)	$27,870 (-14.87%) Land $4,970 Building $22,900
2023	$1,966.00	$32,740 Land $5,840 Building $26,900	$415,980 Land $74,190 Building $341,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1926 6438 Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1926 6438 Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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