Buncombe County property record for 1925 White Tree Trl, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,726 sqft · built 2017 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Dec 2016) |
| Tax Bill | $12,698 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 769102-2020-202 |
| Primary APN | 769102-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 5,726 sqft Living Area |
| Gross Area | 6,725 sqft |
| 1st Floor Area | 3,671 sqft |
| Utility Area | 553 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 999 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 769102-2020-202 |
|---|---|
| Street Address | 1925 WHITE TREE TRL |
| City | ARDEN |
| State | NC |
| Zip | 28704-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SUBDIV: THE CLIFFS AT WALNUT COVE LOT: 216 PLAT: 0094-0049 |
| Legal Subdivision | THE CLIFFS AT WALNUT COVE |
| Legal Block | 1 |
| Legal Lot Number | 216 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2304 |
Source: Buncombe County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1925 WHITE TREE TRL, ARDEN, NC 28704-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on Record |
| Deed Sale | Dec 22, 2016 · Amount on Record |
| Prior Sale | May 26, 2005 · Amount on Record |
| Deed Book / Page | 5504 / 1344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 1925 WHITE TREE TRL, ARDEN, NC 28704-9126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055610864 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 5561/0864 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,698.00 (+8.15%) | $1,970,000 (-) Land $464,900 Building $1,505,100 | $1,970,000 (-) Land $464,900 Building $1,505,100 |
| 2023 | $11,741.00 | $1,970,000 | $1,970,000 (-) Land $464,900 Building $1,505,100 |
| 2021 | $1,970,000 Land $464,900 Building $1,505,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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