1925 W 1st St, Duluth, MN 55806 Property Records

St. Louis County property record for 1925 W 1st St, Duluth, MN 55806

Property Summary

Property TypeCommercial
Details2,800 sqft · built 1990
Lot Size0.092 acres (4,019 sqft)
OwnerCompany Name on Record
Last Sale$185,000 (Nov 2015)
Tax Bill$6,138 (2026)
Deeds & MortgagesMay 2024 Line of Credit
May 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN010-1140-00250

Property Details

APN / Parcel Number

Primary APN010-1140-00250
Alternative APN
  • 1041176

Interior

Stories1 Story
Building Area2,800 sqft Gross Area
1st Floor Area2,800 sqft
Basement Area380 sqft
Unfinished Basement380 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Lot Area4,019 sqft (0.092 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number1041176
Street Address1925 W 1ST ST
CityDULUTH
StateMN
Zip55806-2126
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSELY 80 FT SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIV
Legal Block72
Legal Lot Number317
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1048
Census Tract15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1925 W 1ST ST, DULUTH, MN 55806-2126
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK & TRUST
May 1, 2024Deed of Trust, Mortgage · Commercial Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2015 · Amount on Record
Deed SaleNov 4, 2015 · Amount on Record
Prior SaleApr 24, 2014 · Amount on Record
Deed Document Number20151273168
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1925 W 1ST ST, DULUTH, MN 55806-2126
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001487364
DateMay 7, 2024
Instrument1487364
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term17 Months
DueOct 5, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1925 W 1ST ST, DULUTH, MN 55806-2126
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001487107
DateMay 1, 2024
Instrument1487107
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term17 Months
DueOct 5, 2025

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,138.00 (+2.71%)
2025$5,976.00 (+5.21%)$258,000 (+5.26%) Land $34,000 Building $224,000$258,000 (+5.26%) Land $34,000 Building $224,000
2024$5,680.00$245,100 (+92.08%) Land $32,400 Building $212,700$245,100 (+92.08%) Land $32,400 Building $212,700
2022$127,600 Land $27,200 Building $100,400$127,600 Land $27,200 Building $100,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Airfiber, CenturyLink.

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