1925 Vista Cay, San Mateo, CA 94404 Property Records

San Mateo County property record for 1925 Vista Cay, San Mateo, CA 94404

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,115 sqft · built 1984
Lot Size	2.11 acres (92,101 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (May 2024)
Tax Bill	$14,890 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`108-770-030`

Property Details

APN / Parcel Number

Primary APN	`108-770-030`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	224 Units
Stories	2 Stories
Building Area	1,115 sqft Living Area
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	92,101 sqft
View / Lot	End Unit
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1925 VISTA CAY
City	SAN MATEO
State	CA
Zip	94404-2413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R40000
Legal Description	UNIT 3 BLDG 18 EDGEWATER ISLE UNIT NO 1 LOT 6 84095952, 84108510, 84121764
Legal Subdivision	EDGEWATER ISLE UNIT NO 1
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2008
Census Tract	607900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage PRIVATE MORTGAGE ADVISORS LLC
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	202425484
Prior Transfer Date	Aug 20, 1996
Prior Transfer Doc	0000129351
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413

Mortgage

Document Number	0000053617
Date	Oct 10, 2025
Instrument	2025-053617

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000580
Date	Jan 3, 2020
Instrument	2020-000580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413

Mortgage

Document Number	0000073838
Date	May 10, 2021
Instrument	2021-073838

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Document Number	0000072373
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 VISTA CAY SAN MATEO CA 944042413, SAN MATEO, CA 94404-2413

Mortgage

Document Number	0000072373
Date	Jul 27, 2020
Instrument	72373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 12, 2018
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Document Number	0000054530
Map Reference	DOC84108510
Instrument Date	Jul 9, 2018
Instrument	2018-054530
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	OLD REPUBLICL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413

Mortgage

Document Number	0000054531
Date	Jul 12, 2018
Instrument	2018-054531

Lender

Name	PRIVATE MORTGAGE ADVISORS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 1, 2017
Property Address	1925 VISTA CAY, SAN MATEO, CA 94404-2413
Document Number	0000066368
Instrument Date	Jul 17, 2017
Instrument	66368
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 620443 WOODSIDE CA 940620443, WOODSIDE, CA 94062-0443

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,196,460 (+2%) Land $358,938 Building $837,522
2025	$14,890.00 (+23.35%) Homeowner's exemption	$1,173,000 (+25.03%) Land $351,900 Building $821,100
2023	$12,071.00 (-1.57%) Homeowner's exemption	$938,173 Land $281,451 Building $656,722	$839,610
2022	$12,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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