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1925 Upper Cove Ter, Sarasota, FL 34231 Property Records

Sarasota County property record for 1925 Upper Cove Ter, Sarasota, FL 34231

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,696 sqft · built 1960
Lot Size0.349 acres (15,239 sqft)
OwnerTrust Name on File
Last Sale$470,000 (Sep 2020)
Tax Bill$6,316 (2025)
Deeds & MortgagesOct 2025 Transfer
Sep 2020 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN0109-09-0006

Property Details

APN / Parcel Number

Primary APN0109-09-0006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,696 sqft
1st Floor Area1,696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Exterior MaterialConcrete Block
Lot Area15,239 sqft (0.349 acres)
Garage TypeAttached
Garage Area575 sqft

Exterior Amenities

Pool Area210 sqft
PorchPorch
Porch Area104 sqft
Patio Area378 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1925 UPPER COVE TER
CitySARASOTA
StateFL
Zip34231-5439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF1
Legal DescriptionLOT 35 BLK C AMENDED PLAT OF BLK C CORAL COVE UNIT 3
Legal Range18E
Legal Township37S
Legal Section20
Legal SubdivisionCORAL COVE UNIT 3 AMENDED PLAT OF BLK C
Legal Tract1406
Legal BlockC
Legal Lot Number35
Legal Unit3
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1004
Census Tract2012

Owner

1925 Upper Cove Ter is owner-occupied and held in a trust since October 2025.

Source: Sarasota County records, as of January 12, 2026

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 2, 2020Warranty Deed, Transfer
TITLE ALLIANCE/THE GULF COAST
Feb 13, 2020Grant Deed, Transfer
TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW
Jun 18, 2018Grant Deed, Transfer
AMERICAN GUARDIAN TITLE INC
Feb 13, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Prior SaleSep 2, 2020 · Amount on File
Deed Document Number0000119970
Last Transfer DateOct 16, 2025
Transfer Doc0000152054
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateOct 16, 2025
Property Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
Document Number0000152054
Map ReferenceMB 10 PG 36
Instrument DateOct 15, 2025
Instrument2025152054
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 2, 2020
Property Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
Document Number0000119970
Instrument DateAug 31, 2020
Instrument119970
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyTITLE ALLIANCE/THE GULF COAST

Transaction

AmountAmount on Record
Tax$3,290.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4561 ASHTON RD SARASOTA FL 342333405, SARASOTA, FL 34233-3405

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateFeb 13, 2020
Property Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
Document Number0000021115
Instrument DateFeb 5, 2020
Instrument21115
Transaction TypeTransfer
Record UpdatedMar 3, 2020
Title CompanyTITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW

Transaction

AmountAmount on Record
Tax$2,520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 E SONGBIRD RD BRADFORD PA 167013967, BRADFORD, PA 16701-3967

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateJun 18, 2018
Property Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
Document Number0000081095
Instrument DateApr 10, 2018
Instrument81095
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyAMERICAN GUARDIAN TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSARASOTA FL
Recording DateFeb 13, 2018
Property Address1925 UPPER COVE TER, SARASOTA, FL 34231-5439
Document Number0000018528
Instrument DateFeb 1, 2018
Instrument18528
Transaction TypeForeclosure
Record UpdatedFeb 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,580.91
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Upper Cove Ter was $6,316, up 3.4% from the year before.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,316.00 (+3.41%)$692,800 (+8.57%) Land $678,700 Building $14,100$692,800 (+8.57%) Land $678,700 Building $14,100
2024$6,108.00 (+8.82%)$638,100 (+28.34%) Land $624,800 Building $13,300$638,100 (+28.34%) Land $624,800 Building $13,300
2023$5,613.00 (-10.39%)$497,200 (-10.86%) Land $453,000 Building $44,200$497,200 (-10.86%) Land $453,000 Building $44,200
2022$6,264.00$557,800 Land $417,000 Building $140,800$557,800 Land $417,000 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Upper Cove Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 141 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies277 units insured
incl. 136 condo units
Nearby Flood Claims33 (1995–2025)
Claims Outside the SFHA5 of 33
Most Recent ClaimSep 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1925 Upper Cove Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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